2332 Rte 39, Arcade, NY 14009 Property Records

Wyoming County and Arcade Town property record for 2332 Rte 39, Arcade, NY 14009

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,584 sqft · built 1976
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2003)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	May 2021 Refinance Dec 2017 Mortgage
APN	`562089 185.-1-7.1`

Property Details

APN / Parcel Number

Primary APN	`562089 185.-1-7.1`
Alternative APN	`208918500000010070010000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	179,467 sqft (4.12 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	744 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2332 ROUTE 39
City	ARCADE
State	NY
Zip	14009-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 10 TOWN 7 RANGE 3
Legal Block	1
Legal Lot Number	7.001
Jurisdiction	WYOMING NY
Township / Civil Division	ARCADE
Census Block Group	1
Census Block	1015
Census Tract	971000

Owner

Source: Wyoming County and Arcade Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2332 ROUTE 39, ARCADE, NY 14009-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2003 · Amount on Record
Deed Sale	Sep 25, 2003 · Amount on Record
Deed Book / Page	688 / 89
Prior Transfer Date	Jan 18, 2002
Prior Transfer Doc	0677000311
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	2332 ROUTE 39, ARCADE, NY 14009-9613
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009850712
Date	May 11, 2021
Book Page	985/712
Instrument	1740

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	2332 ROUTE 39, ARCADE, NY 14009-9613
Document Number	0000000118
Book / Page	000934 / 000387
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2332 ROUTE 39 ARCADE NY 140099613, ARCADE, NY 14009-9613

Mortgage

Document Number	0000000118
Date	Jan 10, 2018
Book Page	000934/000387
Instrument	118

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: Wyoming County and Arcade Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wyoming County
County Subdivision	Arcade Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,266.00 (+150.21%)	$174,000 (-) Land $24,400 Building $149,600	$202,300 (+4.64%) Land $28,369 Building $173,931
2023		$174,000 (-) Land $24,400 Building $149,600	$193,333 (+6.67%) Land $27,111 Building $166,222
2022	$1,705.00 Homeowner's exemption	$174,000 Land $24,400 Building $149,600	$181,250 Land $25,417 Building $155,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1984–1998)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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