Pinellas County property record for 2332 Railroad Ave, Largo, FL 33778 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,752 sqft · built 1974 |
| Lot Size | 0.355 acres (15,477 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (May 2020) |
| Tax Bill | $571 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-9939-4 |
| Primary APN | C62-000-748-9939-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 1,752 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,477 sqft (0.355 acres) |
| Lot Dimensions | 117 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R34468 |
|---|---|
| Street Address | 2332 RAILROAD AVE |
| City | LARGO |
| State | FL |
| Zip | 33778-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE 1/4 OF SW 1/4 OF SE 1/4 OF SEC 04-30-15, DESC COM SE COR OF SD SW/4 OF SE 1/4 TH N 218.54 FT TH W 50FT TO POB TH W 214.89FT TH N 114.38FT TH E 117.49FT TH S 92.69FT TH E 97.59FT TH S 21.69FT TO POB |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 4 |
| Legal Subdivision | PT OF SE 1/4 OF SW 1/4 OF |
| Legal Block | 1 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 25307 |
Source: Pinellas County records · APN C62-000-748-9939-4
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2332 RAILROAD AVE, SEMINOLE, FL 33778-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 21, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Sep 24, 2019 | Grant Deed, Transfer · Conventional Mortgage VELOCITY COM'L CAP |
| Apr 04, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on Record |
| Deed Sale | May 21, 2020 · Amount on Record |
| Prior Sale | Sep 24, 2019 · Amount on Record |
| Deed Document Number | 2020156848 |
| Deed Book / Page | 21008 / 1727 |
| Last Transfer Date | Jun 06, 2025 |
| Transfer Doc | 0231942685 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2332 RAILROAD AVE, SEMINOLE, FL 33778-1243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2332 RAILROAD AVE, SEMINOLE, FL 33778-1243 |
| Document Number | 0214351167 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 21435/1167 |
| Instrument | 2021084196 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 21, 2020 |
| Property Address | 2332 RAILROAD AVE, SEMINOLE, FL 33778-1243 |
| Document Number | 0210081727 |
| Book / Page | 021008 / 001727 |
| Instrument Date | May 20, 2020 |
| Instrument | 156848 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | MILESTONE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5136 PICADILLY CIRCUS CT ORLANDO FL 328395333, ORLANDO, FL 32839-5333 |
| Document Number | 210081729 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 021008/001729 |
| Instrument | 156849 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 24, 2019 |
| Property Address | 2332 RAILROAD AVE, SEMINOLE, FL 33778-1243 |
| Document Number | 0207032296 |
| Book / Page | 020703 / 002296 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 306377 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12094 ANDERSON RD #346 TAMPA FL 336255682, 346, TAMPA, FL 33625-5682 |
| Document Number | 207051381 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 020705/001381 |
| Instrument | 307857 |
| Name | VELOCITY COM'L CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTLAKE VILLAGE, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 04, 2019 |
| Property Address | 2332 RAILROAD AVE, SEMINOLE, FL 33778-1243 |
| Document Number | 0204860445 |
| Book / Page | 020486 / 000445 |
| Instrument Date | Oct 09, 2018 |
| Instrument | 102627 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $706.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $571.00 (-38.93%) | $273,991 (+7.4%) | $413,258 (-23.28%) Land $96,392 Building $316,866 |
| 2024 | $935.00 (+1.08%) | ||
| 2023 | $925.00 (+1.43%) Homeowner's exemption Veteran's exemption | $255,107 (+3%) | $538,665 (+65.11%) Land $295,316 Building $243,349 |
| 2022 | $912.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $247,677 | $326,243 Land $136,634 Building $189,609 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030253071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 493 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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