2332 Hwy 51 S, Hernando, MS 38632 Property Records

DeSoto County property record for 2332 Hwy 51 S, Hernando, MS 38632

Property Summary

Property Type	Commercial
Details	2,530 sqft · built 2018
Lot Size	0.468 acres (20,420 sqft)
Owner	Company Name on File
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Feb 2018 Construction Loan Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-08-6-24-02-0-00006-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-6-24-02-0-00006-00`

Interior

Building Area	2,530 sqft Adjusted Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,420 sqft (0.468 acres)
Lot Dimensions	200 ft deep x 99 ft wide
Utility Building	85 sqft

Location & Zoning

Street Address	2332 HIGHWAY 51 S
City	HERNANDO
State	MS
Zip	38632
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-2
Legal Description	FRANKLIN COMM S-D LOT 6
Legal Range	08
Legal Township	02
Legal Section	24
Legal Subdivision	FRANKLIN COMM S-D
Legal Lot Number	6
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2006
Census Tract	71122

Owner

2332 Hwy 51 S, a commercial property, is owned by a company that acquired it in December 2017 and is owner-occupied.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Company Name on File
Mailing Address	2332 HIGHWAY 51 N, NESBIT, MS 38651-9121
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK
Dec 7, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2017
Deed Sale	Dec 7, 2017
Deed Document Number	W00842-00737
Deed Book / Page	842 / 737
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2332 HIGHWAY 51 N, NESBIT, MS 38651-9121
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, FNF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004498/547
Date	Feb 27, 2018
Book Page	4498/547
Instrument	T04498-00547

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2033

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 7, 2017
Property Address	2332 HIGHWAY 51 N, NESBIT, MS 38651-9121
Document Number	000842/737
Book / Page	842 / 737
Map Reference	PB 71 PG 34
Instrument Date	Dec 5, 2017
Instrument	W00842-00737
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3868 N GALLOWAY DR, MEMPHIS, TN 38111-6808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5756 CARTER DR, SOUTHAVEN, MS 38672-7141

Tax Assessment & Valuation

The 2025 property tax bill for 2332 Hwy 51 S was $4,069.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,069.00	$34,928 Land $7,425 Building $27,503	$232,850 Land $49,500 Building $183,350
2023	$3,650.00	$26,311	$175,406 Land $49,500 Building $125,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2332 Hwy 51 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2332 Hwy 51 S is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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