2332 E Clay St, Decatur, IL 62521 Property Records

Macon County property record for 2332 E Clay St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Jun 2016)
Tax Bill	$416 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-13-403-010`

Property Details

APN / Parcel Number

Primary APN	`04-12-13-403-010`
Alternative APN	`12-13-403-010`

Exterior

Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	50 ft deep x 125 ft wide

Location & Zoning

Account Number	041213403010
Street Address	2332 E CLAY ST
City	DECATUR
State	IL
Zip	62521-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	NELSON PARK ADD OF O L LOT 38 BLOCK 1 125X50
Legal Subdivision	NELSON PARK ADD
Legal Block	1
Legal Lot Number	38
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1027
Census Tract	200

Owner

2332 E Clay St is owned and occupied by an individual who bought it in June 2016.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2332 E CLAY ST, DECATUR, IL 62521-2256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCOTT STATE BANK
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCOTT STATE BANK
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCOTT STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on File
Deed Sale	Jun 24, 2016 · Amount on File
Prior Sale	May 6, 2008 · Amount on File
Deed Document Number	20161905146
Deed Book / Page	4506 / 295
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2332 E CLAY ST, DECATUR, IL 62521-2256
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4643/466
Date	Sep 20, 2018
Book Page	4643/466
Instrument	1937946

Lender

Name	SCOTT STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 14, 2025

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2332 E CLAY ST, DECATUR, IL 62521-2256
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4643/466
Date	Sep 20, 2018
Book Page	4643/466
Instrument	1937946

Lender

Name	SCOTT STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 14, 2025

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2332 E CLAY ST, DECATUR, IL 62521-2256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4643/466
Date	Sep 20, 2018
Book Page	4643/466
Instrument	1937946

Lender

Name	SCOTT STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 14, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2332 E Clay St was $416 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00	$10,468 Land $2,564 Building $7,904	$31,407 Land $7,693 Building $23,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2332 E Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2332 E Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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