Sacramento County property record for 2332 Covered Wagon Cir, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1979 |
| Lot Size | 0.15 acres (6,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jun 2023) |
| Tax Bill | $4,407 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-0225-009-0000 |
| Primary APN | 203-0225-009-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,536 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2332 COVERED WAGON CIR |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | PIONEER VILLAGE, LOT 37 |
| Legal Subdivision | PIONEER VILLAGE |
| Legal Lot Number | 37 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 7206 |
2332 Covered Wagon Cir is owned and occupied by an individual who bought it in June 2023.
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2332 COVERED WAGON CIR, ELVERTA, CA 95626-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 14, 2023 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Jun 8, 2016 · Amount on File |
| Deed Book / Page | 20230614 / 994 |
| Prior Transfer Date | May 6, 2016 |
| Prior Transfer Doc | 0000000853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2332 COVERED WAGON CIR, ELVERTA, CA 95626-9618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2332 COVERED WAGON CIR, ELVERTA, CA 95626-9618 |
| Document Number | 0000000918 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 202510290918 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 14, 2023 |
| Property Address | 2332 COVERED WAGON CIR, ELVERTA, CA 95626-9618 |
| Document Number | 0000000994 |
| Map Reference | MB 114 MAP 21 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 202306140994 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 2 COVERED WAGON CIRCLE, ELVERTA, CA 95626 |
| Document Number | 0000000995 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 202306140995 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 2332 Covered Wagon Cir was $4,407 with a homeowner's exemption, down 2.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Center Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $408,564 (+2%) Land $116,732 Building $291,832 | |
| 2025 | $4,407.00 (-2.22%) Homeowner's exemption | $400,554 Land $114,444 Building $286,110 |
| 2024 | $4,507.00 (+53.93%) | |
| 2023 | $2,928.00 (+0.83%) | $250,318 Land $73,956 Building $176,362 |
| 2022 | $2,904.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2332 Covered Wagon Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (1995–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2332 Covered Wagon Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031 |
|---|---|
| Water Source | Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: unWired Broadband.
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