2332 Commerce St, Houston, TX 77003 Property Records

Harris County property record for 2332 Commerce St, Houston, TX 77003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,074 sqft · built 2016
Lot Size0.033 acres (1,450 sqft)
OwnerIndividual Name on Record
Last Sale$549,622 (May 2023)
Tax Bill$6,017 (2025)
Deeds & MortgagesMay 2023 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN128-551-002-0056

Property Details

APN / Parcel Number

Primary APN128-551-002-0056

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,074 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area1,450 sqft (0.033 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area130 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1285510020056
Street Address2332 COMMERCE ST
CityHOUSTON
StateTX
Zip77003-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 56 BLK 2 WATERHILL HOMES ON COMMERCE STREET
Legal SubdivisionWATERHILL HOMES ON COMMERCE STREET
Legal Block2
Legal Lot Number56
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2044
Census Tract310101

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2332 COMMERCE ST, HOUSTON, TX 77003-1537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Vendor's Lien, Transfer · Conventional Mortgage
WHITNEY BANK
Jan 30, 2017Warranty Deed, Subdivision Related Transfer
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2023 · Amount on Record
Deed SaleMay 19, 2023 · Amount on Record
Prior SaleMay 13, 2019
Deed Document Number2023184471
Prior Transfer DateJan 27, 2017
Prior Transfer Doc20170039859
Record UpdatedOct 29, 2026

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateMay 19, 2023
Property Address2332 COMMERCE ST, HOUSTON, TX 77003-1537
Document Number0000184471
Map ReferenceMF 603210
Instrument DateMay 12, 2023
Instrument2023-184471
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyCHARTER TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2332 COMMERCE ST, HOUSTON, TX 77003-1537

Mortgage

Document Number0000184472
DateMay 19, 2023
Instrument2023-184472
Lender
NameWHITNEY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

January 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJan 30, 2017
Property Address2332 COMMERCE ST, HOUSTON, TX 77003-1537
Document Number0000039859
Instrument DateJan 27, 2017
Instrument39859
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2018
Title CompanyDECLARATION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2332 COMMERCE ST HOUSTON TX 770031537, HOUSTON, TX 77003-1537

Mortgage

Document Number39860
DateJan 30, 2017
Instrument39860
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueJan 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392,555 (-7.75%) Land $70,250 Building $322,305$392,555 (-7.75%) Land $70,250 Building $322,305
2025$6,017.00 (-3.97%) Homeowner's exemption$425,534 (-) Land $70,250 Building $355,284$425,534 (-) Land $70,250 Building $355,284
2024$6,266.00 (-26.91%)
2023$425,534 Land $70,250 Building $355,284$425,534 Land $70,250 Building $355,284
2022$8,573.00 (-2.9%)
2020$8,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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