El Dorado County property record for 2331 Talking Pines Ct, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,684 sqft · built 1989 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Jun 2019) |
| Tax Bill | $5,072 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-490-014-000 |
| Primary APN | 071-490-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Construction Type | Wood |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Wooded |
| View / Lot | Good |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 0714901410 |
|---|---|
| Street Address | 2331 TALKING PINES CT |
| City | COOL |
| State | CA |
| Zip | 95614-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 29/99/1 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2331 TALKING PINES CT, COOL, CA 95614-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Sep 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jun 24, 2019 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Prior Sale | Dec 14, 2011 |
| Deed Document Number | 2019-0024305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2331 TALKING PINES CT, COOL, CA 95614-9504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2331 TALKING PINES CT, COOL, CA 95614-9504 |
| Document Number | 0000027932 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025-0027932 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHLAKE, TX 76092 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 285 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2331 TALKING PINES CT, COOL, CA 95614-9504 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2331 TALKING PINES CT, COOL, CA 95614-9504 |
| Document Number | 0000037764 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022-0037764 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 24, 2019 |
| Property Address | 2331 TALKING PINES CT, COOL, CA 95614-9504 |
| Document Number | 0000024305 |
| Map Reference | MB 29 PG 99 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 2019-0024305 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2331 TALKING PINES CT, COOL, CA 95614-9504 |
| Document Number | 0000024306 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2019-0024306 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Number | 0000024307 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2019-0024307 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: El Dorado County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,072.00 (+7.73%) | $462,934 (+4.04%) Land $89,238 Building $373,696 |
| 2023 | $4,708.00 (+1.51%) | $444,960 Land $85,774 Building $359,186 |
| 2022 | $4,638.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Zeta Broadband.
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