2331 Stonegate Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 2331 Stonegate Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (45,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Aug 1995)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-630-020-00`

Property Details

APN / Parcel Number

Primary APN	`017-630-020-00`

Interior

Flooring	Carpet

Exterior

Lot Area	45,056 sqft (1.03 acres)

Location & Zoning

Street Address	2331 STONEGATE DR
City	LAPEER
State	MI
Zip	48446-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEGATE LOT 20. 192.63 (WOODBRIER DR) X 76.82 & 195.81 X 196.18 X 167
Legal Subdivision	STONEGATE
Legal Lot Number	20
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1002
Census Tract	334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2331 STONEGATE DR, LAPEER, MI 48446-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 1995 · Amount on Record
Deed Sale	Aug 23, 1995 · Amount on Record
Prior Sale	May 1, 1993 · Amount on Record
Deed Book / Page	912 / 959
Last Transfer Date	Jul 13, 2011
Transfer Doc	0025120207
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2331 STONEGATE DR, LAPEER, MI 48446-9003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031120509
Date	Jul 7, 2020
Book Page	3112/509

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2331 STONEGATE DR, LAPEER, MI 48446-9003
Document Number	0029790018
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2331 STONEGATE DR LAPEER MI 484469003, LAPEER, MI 48446-9003

Mortgage

Document Number	0029790018
Date	Aug 16, 2018
Book Page	002979/000018

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2028

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2331 STONEGATE DR, LAPEER, MI 48446-9003
Document Number	0029420091
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2331 STONEGATE DR LAPEER MI 484469003, LAPEER, MI 48446-9003

Mortgage

Document Number	0029420091
Date	Jan 22, 2018
Book Page	002942/000091

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 21, 2028

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,800 (+19.18%)	$197,600 (+19.18%)
2025	$1,149.00 (+3.89%) Homeowner's exemption	$82,900 (+10.68%)	$165,800 (+10.68%)
2024	$1,106.00 (+9.72%)
2023		$74,900	$149,800
2022	$1,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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