Montgomery County property record for 2331 Pondside Ter, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,370 sqft · built 1987 |
| Lot Size | 0.136 acres (5,925 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Oct 2014) |
| Tax Bill | $6,145 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02460585 |
| Primary APN | 13-02460585 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 1,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,925 sqft (0.136 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02460585 |
|---|---|
| Street Address | 2331 PONDSIDE TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-5751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | LONGMEAD |
| Legal Subdivision | LONGMEAD |
| Legal Block | A |
| Legal Lot Number | 300 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 703220 |
Source: Montgomery County records · APN 13-02460585
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2331 PONDSIDE TER, SILVER SPRING, MD 20906-5751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 09, 2021 | Deed of Trust, Mortgage · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2014 · Amount on Record |
| Deed Sale | Oct 27, 2014 · Amount on Record |
| Prior Sale | Oct 30, 1991 · Amount on Record |
| Deed Book / Page | 49341 / 317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 23, 2026 |
| Property Address | 2331 PONDSIDE TER, SILVER SPRING, MD 20906-5751 |
| Document Number | 7063000472 |
| Book / Page | 70639 / 472 |
| Instrument Date | Jun 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 2331 PONDSIDE TER, SILVER SPRING, MD 20906-5751 |
| Document Number | 7063000472, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 70639/472 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2331 PONDSIDE TER, SILVER SPRING, MD 20906-5751 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2331 PONDSIDE TER, SILVER SPRING, MD 20906-5751 |
| Document Number | 0618370279 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 61837/279 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,467 (+0.91%) | $562,400 (+2.72%) Land $163,200 Building $399,200 | |
| 2025 | $6,145.00 (+38.59%) | $547,500 (+17.1%) Land $163,200 Building $384,300 | $547,500 (-) Land $163,200 Building $384,300 |
| 2023 | $467,567 | $547,500 Land $163,200 Building $384,300 | |
| 2022 | $4,434.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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