2331 Nuthatch St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2331 Nuthatch St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	4,137 sqft Heated Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Finished, 700 sqft
Last Sale	$640,000 (2022)
Tax Bill	$10,331.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`082631397300012040`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	4,137 sqft Heated Area
Gross Area	5,272 sqft Gross Area
1st Floor	2,625 sqft 1st Floor
Upper Floors	1,512 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Finished Garage
Garage Area	700 sqft Garage
Porch	Finished/Screened Porch
Porch Area	435 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2331 NUTHATCH ST
City	SAINT CLOUD
State	FL
Zip	34771-8421
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LIVE OAK LAKE PH 1 PB 27 PGS 55-59 LOT 204
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	LIVE OAK LAKE PHS 1 2 & 3
Legal Phase	1
Legal Tract	3973
Legal Lot Number	204
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records · APN 082631397300012040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1865 PINE GROVE RD, SAINT CLOUD, FL 34771-8692
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Doc Number	2022008677
Deed Book / Page	6130 / 1957
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 18, 2022
Property Address	2331 NUTHATCH ST, SAINT CLOUD, FL 34771-8421
Document Number	0061301957
Book / Page	6130 / 1957
Map Reference	MB 27 PG 55-59
Instrument Date	Jan 06, 2022
Instrument	2022008677
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6705 BURNLEY LN, WINDERMERE, FL 34786-7388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 PINE GROVE RD, SAINT CLOUD, FL 34771-8692

Mortgage

Document Number	0061301959
Date	Jan 18, 2022
Instrument	6130/1959

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 01, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	10.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,331.00 (+20.25%)	$577,000 (+1.1%) Land $82,500 Building $494,500	$577,000 (+1.1%) Land $82,500 Building $494,500
2023	$8,591.00 (+58.45%)	$570,700 (+47.52%) Land $71,500 Building $499,200	$570,700 (+5.82%) Land $71,500 Building $499,200
2022	$5,422.00 Homeowner's exemption	$386,868	$539,300 Land $66,000 Building $473,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 549 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.