Sacramento County property record for 2331 Native Oak Ln, Sacramento, CA 95825
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 1.5 ba · 1,190 sqft · built 1984 |
| Lot Size | 0.033 acres (1,452 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Mar 2018) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-0320-020-0000 |
| Primary APN | 278-0320-020-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 626 sqft |
| 2nd Floor Area | 564 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,452 sqft (0.033 acres) |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2331 NATIVE OAK LN |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95825-1076 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | RD-20 |
| Legal Description | BELL STREET OAKS, LOT 20 |
| Legal Subdivision | BELL STREET OAKS |
| Legal Lot Number | 20 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5505 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2331 NATIVE OAK LN, SACRAMENTO, CA 95825-1076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Mar 2, 2018 | Grant Deed, Transfer · VA Mortgage GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on Record |
| Deed Sale | Mar 2, 2018 · Amount on Record |
| Prior Sale | Oct 9, 2009 · Amount on Record |
| Deed Book / Page | 20180302 / 958 |
| Prior Transfer Date | Jul 27, 2009 |
| Prior Transfer Doc | 0000000063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2331 NATIVE OAK LN, SACRAMENTO, CA 95825-1076 |
| Document Number | 2002281286 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2331 NATIVE OAK LN SACRAMENTO CA 958251076, SACRAMENTO, CA 95825-1076 |
| Document Number | 2002281286 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2002281286 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 2, 2018 |
| Property Address | 2331 NATIVE OAK LN, SACRAMENTO, CA 95825-1076 |
| Document Number | 1803020958 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 1803020958 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2331 NATIVE OAK LN SACRAMENTO CA 958251076, SACRAMENTO, CA 95825-1076 |
| Document Number | 1803020959 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 1803020959 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $249,520 (+2%) Land $46,420 Building $203,100 | |
| 2025 | $3,018.00 (+2.34%) | $244,628 (+4.04%) Land $45,510 Building $199,118 |
| 2024 | $2,949.00 (+2.61%) | |
| 2023 | $2,874.00 (+0.6%) | $235,131 Land $43,744 Building $191,387 |
| 2022 | $2,857.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 300 / 30 |
May also be available: GeoLinks, Succeed.Net, T-Mobile, Verizon.
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