2331 Explorador Dr, Merced, CA 95340 Property Records

Merced County property record for 2331 Explorador Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,111 sqft · built 2020
Lot Size	0.115 acres (5,024 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Jan 2020)
Tax Bill	$6,422 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-411-007-000`

Property Details

APN / Parcel Number

Primary APN	`008-411-007-000`
Alternative APN	`008-411-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	5,024 sqft (0.115 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-411-007
Street Address	2331 EXPLORADOR DR
City	MERCED
State	CA
Zip	95340-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MORAGA OF MERCED UNIT NO 1 LOT 6
Legal Subdivision	MORAGA OF MERCED
Legal Lot Number	6
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3006
Census Tract	2602

Owner

2331 Explorador Dr is owned by two individuals who bought it in January 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2102 AVIATOR AVE, DOS PALOS, CA 93620-9000
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jan 29, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LNS
Sep 1, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	Aug 24, 2010
Deed Document Number	20203363
Prior Transfer Date	Jun 3, 2009
Prior Transfer Doc	0000028566
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2331 EXPLORADOR DR, MERCED, CA 95340-5313
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 EXPLORADOR DR, MERCED, CA 95340-5313

Mortgage

Document Number	0000039138
Date	Sep 1, 2021
Instrument	2021039138

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 29, 2020
Property Address	2331 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000003363
Instrument Date	Jan 1, 2020
Instrument	3363
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 25, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2331 EXPLORADOR DR MERCED CA 953405313, MERCED, CA 95340-5313

Mortgage

Document Number	3364
Date	Jan 29, 2020
Instrument	3364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 1, 2017
Property Address	2331 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000028551
Instrument Date	Aug 23, 2017
Instrument	28551
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$7,669.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797

Tax Assessment & Valuation

The 2025 property tax bill for 2331 Explorador Dr was $6,422.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,686 (+2%) Land $89,237 Building $226,449
2025	$6,422.00	$309,497 Land $87,488 Building $222,009
2023	$6,126.00 (+2.01%)	$297,481 Land $84,092 Building $213,389
2022	$6,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2331 Explorador Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2331 Explorador Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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