2331 256th Ter, O Brien, FL 32071 Property Records

Suwannee County property record for 2331 256th Ter, O Brien, FL 32071

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 2024
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,000 (Apr 2024)
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-06S-15E-01312-000220`

Property Details

APN / Parcel Number

Primary APN	`11-06S-15E-01312-000220`
Alternative APN	`01312000220`

Interior

Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	63,162 sqft (1.45 acres)

Location & Zoning

Street Address	2331 256TH TER
City	O BRIEN
State	FL
Zip	32071-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 1.45 ACRES LOT 22 ICHETUCKNEE ACRES 1-1 ORB 2509 P 186-87 WD YR 2024
Legal Range	15E
Legal Township	06S
Legal Section	11
Legal Subdivision	ICHETUCKNEE ACRES
Legal Lot Number	22
Legal Unit	22
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	1
Census Block	1011
Census Tract	970602

Owner

Source: Suwannee County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 550, FORT WHITE, FL 32038-0550
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 5, 2024	Warranty Deed, Construction Loan · Construction Mortgage NEW AMERICAN FUNDING
Aug 4, 2023	Warranty Deed, Transfer LAKE CITY TITLE INC, LAKE CITY TITLE
Apr 26, 2023	Warranty Deed, Transfer INFINITY TITLE INSURANCE AGENCY LLC, INFINITY TITLE INS AGCY LLC
Dec 8, 2022	Warranty Deed, Transfer INFINITY TITLE INSURANCE AGENCY LLC, INFINITY TITLE INS AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	2024277894
Deed Book / Page	2509 / 186
Prior Transfer Date	Feb 10, 2004
Prior Transfer Doc	0010830237
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	Jun 29, 2026
Property Address	2331 256TH TER, O BRIEN, FL 32071-4627
Document Number	0000006983
Book / Page	2711 / 378
Instrument Date	Jun 22, 2026
Instrument	20266983
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006983,
Date	Jun 29, 2026
Book Page	2711/378
Instrument	20266983

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 5, 2024
Property Address	2331 256TH TER, O BRIEN, FL 32071-4627
Document Number	0000277894
Book / Page	2509 / 186
Map Reference	MB 1 PGS 139
Instrument Date	Mar 29, 2024
Instrument	2024277894
Transaction Type	Construction Loan
Record Updated	Feb 3, 2026
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$203.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	282 GENESIS POINTE DR, LAKE WALES, FL 33859-0914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 550, FORT WHITE, FL 32038-0550

Mortgage

Document Number	0000277895
Date	Apr 5, 2024
Instrument	2024277895

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 4, 2023
Property Address	2331 256TH TER, O BRIEN, FL 32071-4627
Document Number	0000269169
Book / Page	2458 / 43
Map Reference	MB 1 PG 139
Instrument Date	Aug 3, 2023
Instrument	2023269169
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	LAKE CITY TITLE INC, LAKE CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11439 ADEL HWY, MORVEN, GA 31638-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 GENESIS POINTE DR, LAKE WALES, FL 33859-0914

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 26, 2023
Property Address	2331 256TH TER, O BRIEN, FL 32071-4627
Document Number	0000265508
Book / Page	2435 / 428
Map Reference	MB 1 PG 139
Instrument Date	Apr 26, 2023
Instrument	2023265508
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	INFINITY TITLE INSURANCE AGENCY LLC, INFINITY TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 MARKETSIDE AVE STE 404, 404, PONTE VEDRA BEACH, FL 32081-1542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11439 ADEL HWY, MORVEN, GA 31638-2303

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 8, 2022
Property Address	2331 256TH TER, O BRIEN, FL 32071-4627
Document Number	0000260411
Book / Page	2405 / 103
Map Reference	MB 1 PG 139
Instrument Date	Dec 8, 2022
Instrument	2022260411
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	INFINITY TITLE INSURANCE AGENCY LLC, INFINITY TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6416 LUCKY LN, SPRING HILL, FL 34609-6571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MARKETSIDE AVE STE 404-26, 404, PONTE VEDRA BEACH, FL 32081-1542
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,886.00 (+1,054.4%)	$171,433 (+2,714.99%) Land $21,061 Building $150,372	$171,433 (+2,714.99%) Land $21,061 Building $150,372
2024	$250.00 (+121.24%)
2023	$113.00 (+3.67%)	$6,090 (+5%) Land $6,090	$6,090 (+5%) Land $6,090
2022	$109.00	$5,800	$5,800 Land $5,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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