23309 Country Dr E, Graham, WA 98338 Property Records

Pierce County property record for 23309 Country Dr E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,158 sqft · built 2003
Lot Size	0.996 acres (43,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Mar 2012)
Tax Bill	$8,202 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`904400-0-370`

Property Details

APN / Parcel Number

Primary APN	`904400-0-370`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,158 sqft Living Area
Gross Area	4,046 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,400 sqft (0.996 acres)
Terrain	Mountain
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	286 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	23309 COUNTRY DR E
City	GRAHAM
State	WA
Zip	98338-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 18 TOWNSHIP 18 RANGE 05 QUARTER 42 COUNTRY DIV 1, THE: COUNTRY DIV 1, THE L 37 EASE OF RECORD
Legal Range	05
Legal Township	18
Legal Section	18
Legal Subdivision	COUNTRY DIV 1, THE
Legal Lot Number	37
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4016
Census Tract	73118

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23309 COUNTRY DR E, GRAHAM, WA 98338-8623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2012 · Amount on Record
Deed Sale	Mar 22, 2012 · Amount on Record
Prior Sale	Mar 19, 2003 · Amount on Record
Deed Document Number	2012543
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23309 COUNTRY DR E, GRAHAM, WA 98338-8623
Document Number	2101130313
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23309 COUNTRY DR E GRAHAM WA 983388623, GRAHAM, WA 98338-8623

Mortgage

Document Number	2101130313
Date	Jan 13, 2021
Instrument	202101130313

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	23309 COUNTRY DR E, GRAHAM, WA 98338-8623
Document Number	1706120422
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23309 COUNTRY DR E GRAHAM WA 983388623, GRAHAM, WA 98338-8623

Mortgage

Document Number	1706120422
Date	Jun 12, 2017
Instrument	201706120422

Lender

Name	UMPQUA BK
Type	Bank
Address	PUYALLUP, WA 98375

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,202.00 (-1.24%)	$735,000 (+7.69%) Land $225,700 Building $509,300	$735,000 (+7.69%) Land $225,700 Building $509,300
2025	$8,305.00 (+3.68%)
2024	$8,010.00 (-4.89%)	$682,500 (-7.65%) Land $197,100 Building $485,400	$682,500 (-7.65%) Land $197,100 Building $485,400
2023	$8,422.00	$739,000 Land $220,400 Building $518,600	$739,000 Land $220,400 Building $518,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY/ELDORADO WATER SYSTEM serves 915 people · EPA ID WA5315522
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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