23308 Joy St, Saint Clair Shores, MI 48082 Property Records

Macomb County property record for 23308 Joy St, Saint Clair Shores, MI 48082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,017 sqft · built 1961
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$230,000 (Apr 2023)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-14-02-252-009`

Property Details

APN / Parcel Number

Primary APN	`09-14-02-252-009`
Alternative APN	`1402252009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,017 sqft Living Area
1st Floor Area	1,017 sqft
Basement Area	1,017 sqft
Unfinished Basement	1,007 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	274 ft deep x 50.2 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23308 JOY ST
City	SAINT CLAIR SHORES
State	MI
Zip	48082-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ASSESSOR'S PLAT NO 71 (L45, P42) LOT 35
Legal Subdivision	A P 71 ST CLAIR SHORES
Legal Lot Number	35
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	3
Census Block	3005
Census Tract	250000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	23308 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Apr 28, 2023	Warranty Deed, Transfer ALLIANCE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	202337564
Deed Book / Page	29105 / 879
Last Transfer Date	Sep 23, 2026
Transfer Doc	0000091521
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 29, 2026
Property Address	23308 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
Document Number	0000091521
Book / Page	30880 / 741
Instrument Date	Sep 23, 2026
Instrument	202691521
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	23308 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000091522,
Date	Sep 29, 2026
Instrument	202691522

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 28, 2023
Property Address	23308 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
Document Number	2300037564
Book / Page	29105 / 879
Map Reference	LB 45 PG 42
Instrument Date	Apr 21, 2023
Instrument	202300037564
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23308 JOY ST, SAINT CLAIR SHORES, MI 48082-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23308 JOY ST, SAINT CLAIR SHORES, MI 48082-2528

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	Lake Shore Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,500 (+19.59%)	$221,000 (+19.59%)
2025	$5,202.00 (+120.89%)
2023		$92,400	$184,800
2022	$2,355.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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