23305 Cypress Point Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 23305 Cypress Point Dr, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1969
Square Footage2,157 sqft Living Area
Lot Size12,665 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$875,000 (2024)
Tax Bill$9,768.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-230-370-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,157 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area12,665 sqft (0.29 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address23305 CYPRESS POINT DR
CityRIPON
StateCA
Zip95366-2203
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBD:SPRING CREEK ESTATES MAP REF:MB 261 PG 23
Legal SubdivisionSPRING CREEK ESTATES
Legal Tract796
Legal Lot Number19
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup3
Census Block3002
Census Tract5001

Owner

Source: San Joaquin County records · APN 261-230-370-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address23305 CYPRESS POINT DR, RIPON, CA 95366-2203
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 07, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Jan 07, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Sep 28, 2017Grant Deed, Transfer · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleJul 21, 2021 · Amount on Record
Deed Doc Number2024-049162
Record RefreshedJun 08, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 21, 2021
Property Address23305 CYPRESS POINT DR, RIPON, CA 95366-2203
Document Number0000121748
Map ReferenceMB 17 PG 114
Instrument DateJul 12, 2021
Instrument2021-121748
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23305 CYPRESS POINT DR, RIPON, CA 95366-2203

Mortgage

Document Number0000121749
DateJul 21, 2021
Instrument2021-121749
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address23305 CYPRESS POINT DR, RIPON, CA 95366-2203
Transaction TypeMortgage
Record UpdatedMay 24, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address23305 CYPRESS POINT DR, RIPON, CA 95366-2203

Mortgage

Document Number0000081163
DateMay 07, 2021
Instrument2021-081163
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term356 Months
DueJan 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address23305 CYPRESS POINT DR, RIPON, CA 95366-2203
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002605
DateJan 07, 2020
Instrument2020-002605
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2049

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 28, 2017
Property Address23305 CYPRESS POINT DR, RIPON, CA 95366-2203
Document Number0000112014
Map ReferenceMAP17 PG114
Instrument DateSep 19, 2017
Instrument2017-112014
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyCYPRESS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23305 CYPRESS POINT DR, RIPON, CA 95366-2203

Mortgage

Document Number0000112015
DateSep 28, 2017
Instrument2017-112015
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,768.00 (+3.76%) Homeowner's exemption$848,965 (+4.04%) Land $254,689 Building $594,276
2023$9,414.00 (+1.86%) Homeowner's exemption$816,000 Land $244,800 Building $571,200
2022$9,242.00

Flood & Wildfire

23305 Cypress Point Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
44th percentile of exposed land nationally · 26th in California
Wildfire LikelihoodModerate — about 1 in 1,563 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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