23304 Madison St, Dearborn, MI 48124 Property Records

Wayne County property record for 23304 Madison St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1952
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Aug 2008)
Tax Bill	$2,693 (2019)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-283-07-022`

Property Details

APN / Parcel Number

Primary APN	`82-09-283-07-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23304 MADISON ST
City	DEARBORN
State	MI
Zip	48124-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 49 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF EASTPARK SUB
Legal Subdivision	EASTPARK
Legal Lot Number	49
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2001
Census Tract	575300

Owner

23304 Madison St is owned and occupied by two individuals who acquired it in March 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23304 MADISON ST, DEARBORN, MI 48124-3313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Nov 8, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2008 · Amount on File
Deed Sale	Aug 5, 2008 · Amount on File
Prior Sale	Jun 17, 2002 · Amount on File
Deed Document Number	2008304386
Deed Book / Page	47399 / 1083
Last Transfer Date	Mar 21, 2023
Transfer Doc	0581920274
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Apr 6, 2023
Property Address	23304 MADISON ST, DEARBORN, MI 48124-3313
Document Number	0581920274
Book / Page	58192 / 274
Map Reference	LB 38 PG 78
Instrument Date	Mar 21, 2023
Instrument	2023120081
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23304 MADISON ST, DEARBORN, MI 48124-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23304 MADISON ST, DEARBORN, MI 48124-3313

Mortgage

Document Number	0058192277
Date	Apr 6, 2023
Instrument	58192/277

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23304 MADISON ST, DEARBORN, MI 48124-3313
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23304 MADISON ST, DEARBORN, MI 48124-3313

Mortgage

Document Number	0571811075
Date	Nov 8, 2021
Book Page	57181/1075
Instrument	2021399232

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAYNE MI
Property Address	23304 MADISON ST, DEARBORN, MI 48124-3313
Document Number	0563840943
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23304 MADISON ST DEARBORN MI 481243313, DEARBORN, MI 48124-3313

Mortgage

Document Number	0563840943
Date	Jan 29, 2021
Book Page	056384/000943
Instrument	42513

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jan 28, 2046

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,500 (+23.36%)	$245,000 (+23.36%)
2025	Homeowner's exemption	$99,300	$198,600
2019	$2,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23304 Madison St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23304 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET.

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