23302 Dover Rd, Middleburg, VA 20117 Property Records

Loudoun County property record for 23302 Dover Rd, Middleburg, VA 20117

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,458 sqft · built 1975
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on Record
Last Sale	$995,000 (Jan 2025)
Tax Bill	$7,446 (2026)
Deeds & Mortgages	Mar 2022 Refinance Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`570-46-8803-000`

Property Details

APN / Parcel Number

Primary APN	`570-46-8803-000`
Alternative APN	`86 A 1 10`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,458 sqft Living Area
1st Floor Area	900 sqft
Basement Area	828 sqft
Finished Basement	828 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft
Garage Type	Basement
Garage Area	676 sqft

Exterior Amenities

Pool Area	840 sqft
Porch	Open Porch
Porch Area	48 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	23302 DOVER RD
City	MIDDLEBURG
State	VA
Zip	20117-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR2
Legal Description	MIDDLEBURG DOWNS LOT 10 1778--1444 D/G 638--336
Legal Subdivision	MIDDLEBURG DOWNS
Legal Block	1
Legal Lot Number	10
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1020
Census Tract	610900

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1266, MIDDLEBURG, VA 20118-1266
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage ACCESS NAT'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	20251728
Last Transfer Date	Dec 5, 2025
Transfer Doc	0000000224
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	23302 DOVER RD, MIDDLEBURG, VA 20117-3516
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014427
Date	Mar 9, 2022
Instrument	202203090014427

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	23302 DOVER RD, MIDDLEBURG, VA 20117-3516
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105963
Date	Oct 14, 2021
Instrument	202110140105963

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 15, 2017
Property Address	23302 DOVER RD, MIDDLEBURG, VA 20117-3516
Document Number	20171115071461
Instrument Date	Nov 14, 2017
Instrument	71461
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23302 DOVER RD MIDDLEBURG VA 201173516, MIDDLEBURG, VA 20117-3516

Mortgage

Document Number	20171115071462
Date	Nov 15, 2017
Instrument	71462

Lender

Name	ACCESS NAT'L MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,446.00 (-4.02%)	$925,030 (-4.02%) Land $395,000 Building $530,030	$925,030 (-4.02%) Land $395,000 Building $530,030
2025	$7,758.00 (+1.17%)	$963,770 (+9.98%) Land $395,000 Building $568,770	$963,770 (+9.98%) Land $395,000 Building $568,770
2023	$7,668.00	$876,350 Land $307,200 Building $569,150	$876,350 Land $307,200 Building $569,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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