2330 Pontocola Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 2330 Pontocola Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,404 sqft · built 1999
Lot Size	20.1 acres (876,427 sqft)
Owner	Company Name on Record
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-04-000-008.02`

Property Details

APN / Parcel Number

Primary APN	`162-04-000-008.02`
Alternative APN	`16410`

Interior

Full Baths	1 Bath
Building Area	2,404 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	876,427 sqft (20.1 acres)
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16410
Street Address	2330 PONTOCOLA RD
City	PONTOTOC
State	MS
Zip	38863-7970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20.12 AC SW1/4 AND SE1/4 707-182 6/15/98 20074304 1/29/07 20125378/5379 11/5/12 20180117 1/9/18 20181216 4/3/18 662 266 9714
Jurisdiction	PONTOTOC MS
Township / Civil Division	5
Census Block Group	3
Census Block	3005
Census Tract	950400

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2330 PONTOCOLA RD, PONTOTOC, MS 38863-7970
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Apr 3, 2018	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025
Deed Sale	Feb 21, 2025
Prior Sale	Aug 28, 2007
Deed Document Number	2025000598
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	2330 PONTOCOLA RD, PONTOTOC, MS 38863-7970
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 PONTOCOLA RD, PONTOTOC, MS 38863-7970

Mortgage

Document Number	2020004336
Date	Nov 16, 2020
Instrument	2020004336

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	2330 PONTOCOLA RD, PONTOTOC, MS 38863-7970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149A COFFEE ST, PONTOTOC, MS 38863-2714

Mortgage

Document Number	2018001217
Date	Apr 3, 2018
Instrument	2018001217

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Apr 8, 2025

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,386.00 (+0.51%) Homeowner's exemption	$18,664 (+0.48%)	$184,060 (+0.5%) Land $13,681 Building $170,379
2023	$2,374.00 Homeowner's exemption	$18,574	$183,138 Land $13,732 Building $169,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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