2330 Oak St, Jacksonville, FL 32204 Property Records

Duval County property record for 2330 Oak St, Jacksonville, FL 32204

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,418 sqft · built 1919
Lot Size	0.144 acres (6,256 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Feb 2019)
Tax Bill	$5,757 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`090648-0000`

Property Details

APN / Parcel Number

Primary APN	`090648-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,418 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	988 sqft
Upper Floors Area	988 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2010
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,256 sqft (0.144 acres)
View / Lot	Commercial

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2330 OAK ST
City	JACKSONVILLE
State	FL
Zip	32204-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRO
Legal Description	1-109 56-2S-26E RIVERSIDE E1/2 LOT 8 BLK 48
Legal Range	26E
Legal Township	02S
Legal Section	56
Legal Subdivision	RIVERSIDE
Legal Block	48
Legal Lot Number	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1012
Census Tract	17101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2330 Oak St is owned and occupied by two individuals who bought it in February 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2330 OAK ST, JACKSONVILLE, FL 32204-4604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Feb 5, 2019	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Sep 25, 2015 · Amount on File
Deed Document Number	201928418
Deed Book / Page	18681 / 648
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2330 OAK ST, JACKSONVILLE, FL 32204-4604
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 OAK ST, JACKSONVILLE, FL 32204-4604

Mortgage

Document Number	0201990773
Date	Mar 28, 2022
Book Page	20199/773
Instrument	2022077833

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2330 OAK ST, JACKSONVILLE, FL 32204-4604
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 OAK ST, JACKSONVILLE, FL 32204-4604

Mortgage

Document Number	0196472311
Date	Mar 25, 2021
Book Page	19647/2311
Instrument	2021076710

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 5, 2019
Property Address	2330 OAK ST, JACKSONVILLE, FL 32204-4604
Document Number	0186810648
Book / Page	018681 / 000648
Instrument Date	Jan 30, 2019
Instrument	28418
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2330 OAK ST JACKSONVILLE FL 322044604, JACKSONVILLE, FL 32204-4604

Mortgage

Document Number	186810650
Date	Feb 5, 2019
Book Page	018681/000650
Instrument	28419

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2330 Oak St was $5,757 with a homeowner's exemption, up 5.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,696 (+2.7%)	$487,060 (+2.43%) Land $138,617 Building $348,443
2025	$5,757.00 (+5.52%) Homeowner's exemption	$344,398	$475,503 Land $137,500 Building $338,003
2024	$5,456.00 (+2.77%)
2023	$5,309.00 (+8.95%) Homeowner's exemption	$324,944 (+2.93%)	$460,256 (-2.23%) Land $125,000 Building $335,256
2022	$4,873.00 Homeowner's exemption	$315,696	$470,767 Land $109,375 Building $361,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2330 Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 units insured incl. 72 condo units
Nearby Flood Claims	12 (2017–2022)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2330 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, WiFast.

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