233 W Vanderbilt Loop, Montgomery, AL 36109 Property Records

Montgomery County property record for 233 W Vanderbilt Loop, Montgomery, AL 36109

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,648 sqft · built 1972
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2026)
Tax Bill	$646 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-12-2-004-004.000`

Property Details

APN / Parcel Number

Primary APN	`10-01-12-2-004-004.000`
Alternative APNs	`0310011202004004000` `228473`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Porch	Patio
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	228473
Street Address	233 W VANDERBILT LOOP
City	MONTGOMERY
State	AL
Zip	36109-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75-S
Legal Description	1001122004004000
Legal Range	18E
Legal Township	16N
Legal Section	12
Legal Subdivision	COLLEGE GROVE 4A
Legal Block	E
Legal Lot Number	C
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4010
Census Tract	2600

Owner

Source: Montgomery County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Nov 5, 2025	Warranty Deed, Transfer
Mar 3, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 26, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	20264824507
Deed Book / Page	6485 / 809
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	0040480628
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 23, 2026
Property Address	233 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235
Document Number	0004824507
Book / Page	6485 / 809
Instrument Date	Jun 16, 2026
Instrument	20264824507
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$19,190.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235

Mortgage

Document Number	0004824508,
Date	Jun 23, 2026
Instrument	202632014824508

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Nov 5, 2025
Property Address	233 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235
Document Number	0063800838
Book / Page	6380 / 838
Map Reference	MB 26 PG 22
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	223 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 3, 2023
Property Address	233 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235
Document Number	0059430588
Book / Page	5943 / 588
Map Reference	MB 23 PG 240
Instrument Date	Mar 3, 2023
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3076 DEEP DRAW RD, CROSSVILLE, TN 38555-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	233 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235

Mortgage

Document Number	0059430590
Date	Mar 3, 2023
Instrument	5943-0590

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	233 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054360520
Date	Aug 26, 2020
Book Page	5436/520

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	233 W VANDERBILT LOOP, MONTGOMERY, AL 36109-3235
Document Number	0049420839
Book / Page	004942 / 000839
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 FOX HOLLOW CIR MONTGOMERY AL 361094005, MONTGOMERY, AL 36109-4005

Mortgage

Document Number	0049420839
Date	Mar 13, 2017
Book Page	004942/000839

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 12, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$16,520 (+18.42%) Land $2,000 Building $14,520	$165,200 (+18.42%) Land $20,000 Building $145,200
2023	$646.00 Homeowner's exemption	$13,950 Land $2,000 Building $11,950	$139,500 Land $20,000 Building $119,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on W Vanderbilt Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures