233 W Main St, Mount Sterling, OH 43143 Property Records

Madison County property record for 233 W Main St, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1929
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Oct 2025)
Tax Bill	$988 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00017.000`

Property Details

APN / Parcel Number

Primary APN	`18-00017.000`
Alternative APN	`021140-4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	021140-4
Street Address	233 W MAIN ST
City	MOUNT STERLING
State	OH
Zip	43143-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 MAPLE-WOOD
Legal Subdivision	MT STRING
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3019
Census Tract	41200

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2330 COMMERCE PARK DR NE, 2, PALM BAY, FL 32905-7721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Oct 21, 2025	Warranty Deed, Transfer · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Sep 21, 2015 · Amount on Record
Deed Document Number	20254720
Deed Book / Page	445 / 262
Prior Transfer Date	Nov 19, 2024
Prior Transfer Doc	0000005272
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON OH
Property Address	233 W MAIN ST, MOUNT STERLING, OH 43143-1212
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004867
Date	Oct 28, 2025
Book Page	445/1009
Instrument	2025-4867

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON OH
Recording Date	Oct 21, 2025
Property Address	233 W MAIN ST, MOUNT STERLING, OH 43143-1212
Document Number	0000004720
Book / Page	445 / 262
Instrument Date	Oct 10, 2025
Instrument	2025-4720
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 COMMERCE PARK DR NE STE 2, 2, PALM BAY, FL 32905-7721

Mortgage

Document Number	0000004722
Date	Oct 21, 2025
Instrument	2025-4722

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000004721
Date	Oct 21, 2025
Book Page	445/265
Instrument	2025-4721

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 4, 2055

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Municipality	Mount Sterling Village
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (-4.17%)	$28,820 (-) Land $10,670 Building $18,150
2024	$1,031.00 (+6.51%)	$28,820 (-) Land $10,670 Building $18,150
2023	$968.00 (+16.77%)	$28,820 (+31.9%) Land $10,670 Building $18,150	$82,350 (+31.91%) Land $30,490 Building $51,860
2022	$829.00	$21,850 Land $8,090 Building $13,760
2020			$62,430 Land $23,110 Building $39,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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