233 Upland Rd, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 233 Upland Rd, Cambridge, MA 02140

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,234 sqft · built 1909
Lot Size	0.078 acres (3,397 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (May 1999)
Tax Bill	$11,950 (2025)
Deeds & Mortgages	Aug 2021 Refinance Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-44`

Property Details

APN / Parcel Number

Primary APN	`205-44`
Alternative APN	`CAMB M:00205 L:00044`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,234 sqft Living Area
Gross Area	3,857 sqft
1st Floor Area	899 sqft
Basement Area	899 sqft
Unfinished Basement	899 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,397 sqft (0.078 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	233 UPLAND RD
City	CAMBRIDGE
State	MA
Zip	02140-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Subdivision	10 HARGRAVE CIRCLE CONDO
Legal Lot Number	44
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2000
Census Tract	354602

Owner

233 Upland Rd is owned and occupied by two individuals who bought it in May 1999.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 UPLAND RD, CAMBRIDGE, MA 02140-3601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME CHOICE FUNDING
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 1999 · Amount on File
Deed Sale	May 3, 1999 · Amount on File
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	233 UPLAND RD, CAMBRIDGE, MA 02140-3601
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78551-50
Date	Aug 26, 2021
Book Page	78551/50
Instrument	190517

Lender

Name	PRIME CHOICE FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	233 UPLAND RD, CAMBRIDGE, MA 02140-3601
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76972-271
Date	Feb 16, 2021
Book Page	76972/271
Instrument	34598

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	233 UPLAND RD, CAMBRIDGE, MA 02140-3601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75007-467
Date	Jun 30, 2020
Book Page	75007/467
Instrument	103714

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 233 Upland Rd was $11,950, up 7.1% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,950.00 (+7.06%)	$1,881,900 (-0.19%) Land $1,009,600 Building $872,300	$2,460,405 (+19.09%)
2024	$11,162.00 (+6.24%)	$1,885,500 (+5.17%) Land $1,050,500 Building $835,000	$2,066,060
2023	$10,506.00	$1,792,800 Land $1,070,900 Building $721,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Upland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 233 Upland Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 853 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Upland Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures