233 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 233 Union St, Schenectady, NY 12305

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 2,714 sqft · built 1910
Lot Size0.103 acres (4,515 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (May 2011)
Tax Bill$7,226 (2026)
Flood ZoneZone X (minimal risk)
APN421500 39.63-2-32

Property Details

APN / Parcel Number

Primary APN421500 39.63-2-32
Alternative APN
  • 150003906300020320000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,714 sqft Total Area
1st Floor Area1,417 sqft
2nd Floor Area1,297 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,515 sqft (0.103 acres)
Lot Dimensions215 ft deep x 21 ft wide
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address233 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1405
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 BRICK
Legal Block2
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1012
Census Tract33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

233 Union St, a duplex, is owned by two individuals who bought it in May 2011.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address80 PHILLIPS AVE, ROCKPORT, MA 01966-1042
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2011 · Amount on File
Deed SaleMay 20, 2011 · Amount on File
Prior SaleDec 3, 2010 · Amount on File
Deed Document Number201119695
Deed Book / Page1838 / 386
Prior Transfer DateOct 13, 2010
Prior Transfer Doc0000051906
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 233 Union St was $7,226, up 2.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,226.00 (+2.88%)
2025$7,024.00$118,200 Land $17,700 Building $100,500$195,728 Land $29,310 Building $166,418
2023$118,200 (-) Land $17,700 Building $100,500$149,620 (+3.8%) Land $22,405 Building $127,215
2022$118,200 Land $17,700 Building $100,500$144,146 Land $21,585 Building $122,561
2021$6,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Union St

Nearby Streets

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