233 SW Otter Run Pl, Stuart, FL 34997 Property Records

Martin County property record for 233 SW Otter Run Pl, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,164 sqft · built 2010
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 2026)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Feb 2026 Sale Mar 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-007-000-0041.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-007-000-0041.0-0-0000`
Alternative APNs	`41-38-41-007-000-00410-0` `597870`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	874 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	597870
Street Address	233 SW OTTER RUN PL
City	STUART
State	FL
Zip	34997-3045
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	LOT 41 PH 2 WHITEMARSH RESERVE PUD (PB 16 PG 38)
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	WHITEMARSH RESERVE
Legal Block	2
Legal Lot Number	41
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2001
Census Tract	1103

Owner

233 SW Otter Run Pl, a townhouse, is owned by two individuals who bought it in March 2026.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5486 SW ORCHID BAY DR, PALM CITY, FL 34990-8521
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Mar 9, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME BANK
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Feb 25, 2026 · Amount on File
Deed Document Number	20263174077
Deed Book / Page	3552 / 2544
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 25, 2026
Property Address	233 SW OTTER RUN PL, STUART, FL 34997-3045
Document Number	0035502426
Book / Page	3550 / 2426
Map Reference	MB 16 PG 38
Instrument Date	Feb 24, 2026
Instrument	3172210
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11055 SE FEDERAL HWY # HWY61, HWY61, HOBE SOUND, FL 33455-5167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 SW ORCHID BAY DR, PALM CITY, FL 34990-8521

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 9, 2026
Property Address	233 SW OTTER RUN PL, STUART, FL 34997-3045
Document Number	0035522544
Book / Page	3552 / 2544
Map Reference	MB 16 PG 38
Instrument Date	Feb 24, 2026
Instrument	3174077
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11055 SE FEDERAL HWY # HWY61, HWY61, HOBE SOUND, FL 33455-5167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 SW ORCHID BAY DR, PALM CITY, FL 34990-8521

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	233 SW OTTER RUN PL, STUART, FL 34997-3045
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 SW OTTER RUN PL, STUART, FL 34997-3045

Mortgage

Document Number	0033980657
Date	Sep 26, 2023
Book Page	3398/657
Instrument	3036956

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Sep 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	233 SW OTTER RUN PL, STUART, FL 34997-3045
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030982722
Date	Dec 6, 2019
Book Page	3098/2722
Instrument	2788566

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	233 SW OTTER RUN PL, STUART, FL 34997-3045
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 SW OTTER RUN PL, STUART, FL 34997-3045

Mortgage

Document Number	0032470270
Date	Aug 6, 2021
Book Page	3247/270
Instrument	2906641

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jan 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 8, 2018
Property Address	233 SW OTTER RUN PL, STUART, FL 34997-3045
Document Number	0029972208
Book / Page	02997 / 2208
Map Reference	MB16 PG38
Instrument Date	Jun 8, 2018
Instrument	2699336
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 SE SAINT LUCIE BLVD # BLVDC22, 175, STUART, FL 34996-4765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 SW RUN PL, STUART, FL 34997

Mortgage

Document Number	0002699337
Date	Jun 8, 2018
Instrument	2699337

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 233 SW Otter Run Pl was $3,568, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,568.00 (-1.11%) Homeowner's exemption	$268,266	$373,130 Land $100,000 Building $273,130
2024	$3,608.00 (+1.89%)
2023	$3,541.00 (+3.75%) Additional exemption filed	$253,113 (+3%)	$362,330 (+20.91%) Land $95,000 Building $267,330
2022	$3,413.00 Homeowner's exemption	$245,741	$299,660 Land $55,000 Building $244,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 SW Otter Run Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 SW Otter Run Pl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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