233 Summit Ave, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 233 Summit Ave, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1953
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
APN	`251201 38.48-1-38`

Property Details

APN / Parcel Number

Primary APN	`251201 38.48-1-38`
Alternative APNs	`120103804800010380000000` `INSIDE`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	233 SUMMIT AVE
City	ONEIDA
State	NY
Zip	13421-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	4
Census Block	4009
Census Tract	30102

Owner

Source: Madison County and Oneida City records · APN 251201 38.48-1-38

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	233 SUMMIT AVE, ONEIDA, NY 13421-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Recording Date	Jun 05, 2026
Property Address	233 SUMMIT AVE, ONEIDA, NY 13421-2316
Document Number	0000002460
Instrument Date	Jun 01, 2026
Instrument	20262460
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 SUMMIT AVE, ONEIDA, NY 13421-2316

Mortgage

Document Number	0000002460,
Date	Jun 05, 2026
Instrument	20262460

Lender

Name	AMERICU CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,014.00 (+173.84%)	$100,800 (-) Land $15,200 Building $85,600	$141,972 (+7.04%) Land $21,408 Building $120,564
2023		$100,800 (-) Land $15,200 Building $85,600	$132,632 (+9.21%) Land $20,000 Building $112,632
2022	$1,831.00 Homeowner's exemption	$100,800 Land $15,200 Building $85,600	$121,446 Land $18,313 Building $103,133

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONEIDA CITY serves 11,393 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.