Westmoreland County property record for 233 Stratford Dr, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,373 sqft · built 2019 |
| Owner | Individual Name on Record |
| Last Sale | $348,700 (Aug 2025) |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Aug 2019 Second Mortgage Aug 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6B-2-C-4 |
| Primary APN | 6B-2-C-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,373 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17804 |
|---|---|
| Old Parcel Number | 6B-2-C-4 |
| Street Address | 233 STRATFORD DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | WESTMORELAND SHORES LOT 4 BK C SEC 2DB 948 PG 1622 |
| Legal Subdivision | 2 WESTMORELAND SHORE |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10401 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION BANK & TRUST |
| Aug 29, 2025 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 18, 2021 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC |
| Nov 21, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION |
| Jul 11, 2019 | Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Oct 18, 2021 · Amount on Record |
| Deed Document Number | 0009942181 |
| Deed Book / Page | 994 / 2181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0009221088 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 09221088 |
| Name | UNION BANK & TRUST |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Aug 29, 2025 |
| Property Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Document Number | 00994/2181 |
| Book / Page | 994 / 2181 |
| Map Reference | MB 136 PG 250&251 |
| Instrument Date | Aug 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | TERRYS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $871.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Document Number | 0009942183 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 994/2183 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Oct 18, 2021 |
| Property Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Document Number | 0009481622 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 09481622 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Document Number | 0009481624 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 09481624 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Nov 21, 2019 |
| Property Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Document Number | 0009251223 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 09251223 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Document Number | 0009251226 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 09251226 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jul 11, 2019 |
| Property Address | 233 STRATFORD DR, COLONIAL BEACH, VA 22443-4242 |
| Document Number | 0009210575 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 09210575 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 160, COLONIAL BEACH, VA 22443-0160 |
| Investor | Possibly a Property Investor |
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,498.00 | $220,300 (-) Land $35,100 Building $185,200 | $220,300 (-) Land $35,100 Building $185,200 |
| 2024 | $1,498.00 (+9.74%) | $220,300 (-) Land $35,100 Building $185,200 | $220,300 (-) Land $35,100 Building $185,200 |
| 2023 | $1,365.00 | $220,300 Land $35,100 Building $185,200 | $220,300 Land $35,100 Building $185,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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