233 Spruce St, Vermillion, SD 57069 Property Records

Clay County property record for 233 Spruce St, Vermillion, SD 57069

Property Summary

Property Type	Commercial
Details	7,628 sqft · built 2007
Lot Size	0.328 acres (14,287 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Jan 2020)
Tax Bill	$12,767 (2025)
Deeds & Mortgages	Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15430-00000-060-00`

Property Details

APN / Parcel Number

Primary APN	`15430-00000-060-00`

Interior

Units	16 Units
Stories	2 Stories
Building Area	7,628 sqft Gross Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Family
Lot Area	14,287 sqft (0.328 acres)

Location & Zoning

Street Address	233 SPRUCE ST
City	VERMILLION
State	SD
Zip	57069-1347
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 5 & 6 & W 12.5 OF LOT 4 MCKELLARS
Legal Subdivision	MCKELLAR S ADDITION
Legal Lot Number	4,5
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	2
Census Block	2004
Census Tract	965900

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	46605 MISSOURI ST, BURBANK, SD 57010-7024
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	2020142091
Deed Book / Page	81 / 424
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Jan 2, 2020
Property Address	233 SPRUCE ST, VERMILLION, SD 57069-1347
Document Number	000D81/424
Book / Page	D81 / 424
Instrument Date	Jan 2, 2020
Instrument	142091
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E CHERRY ST, VERMILLION, SD 57069-1216

Mortgage

Document Number	0000142092
Date	Jan 2, 2020
Instrument	142092

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,767.00 (+12.18%)	$600,693 (+31.42%) Land $31,290 Building $569,403
2023	$11,381.00 (+1.44%)	$457,082 Land $27,289 Building $429,793
2022	$11,219.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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