Cook County property record for 233 Spruce Rd, Northbrook, IL 60062
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,696 sqft · built 2004 |
| Lot Size | 0.475 acres (20,705 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $990,000 (Dec 2017) |
| Tax Bill | $22,408 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-107-003 |
| Primary APN | 04-03-107-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,696 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,705 sqft (0.475 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 233 SPRUCE RD |
|---|---|
| City | NORTHBROOK |
| State | IL |
| Zip | 60062-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GLENBROOK) (COUNTRYSIDE) SUB OF NE SEC04 & PT NW SEC 03-42-12 |
| Legal Range | 12E |
| Legal Township | 42N |
| Legal Section | 03 |
| Legal Subdivision | GLENBROOK COUNTRYSIDE |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 801500 |
233 Spruce Rd is owner-occupied and held in a trust since January 2025.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 233 SPRUCE RD, NORTHBROOK, IL 60062-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC |
| Jul 27, 2020 | Deed of Trust, Mortgage CHICAGO FIN'L SVCS |
| Dec 20, 2017 | Warranty Deed, Transfer FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on File |
| Deed Sale | Dec 20, 2017 · Amount on File |
| Prior Sale | May 14, 2001 · Amount on File |
| Deed Document Number | 20176081 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 0000018112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 233 SPRUCE RD, NORTHBROOK, IL 60062-1220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0014741086 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2114741086 |
| Name | CHICAGO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | May 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 233 SPRUCE RD, NORTHBROOK, IL 60062-1220 |
| Document Number | 2028721117 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 233 SPRUCE RD NORTHBROOK IL 600621220, NORTHBROOK, IL 60062-1220 |
| Document Number | 2028721117 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 28721117 |
| Name | CHICAGO FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60642 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 20, 2017 |
| Property Address | 233 SPRUCE RD, NORTHBROOK, IL 60062-1220 |
| Document Number | 1735406081 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 35406081 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1120 AMELIA CT INDIAN CREEK IL 600613278, INDIAN CREEK, IL 60061-3278 |
| Document Number | 1735406082 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 35406082 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Northfield Township |
| Elementary School District | Northbrook School District 28 (KG - 08) |
| Secondary School District | Northfield Township High School District 225 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,000 Land $12,423 Building $126,577 | $1,390,000 Land $124,230 Building $1,265,770 | |
| 2023 | $22,408.00 (+3.32%) | ||
| 2022 | $21,688.00 Homeowner's exemption | $104,999 Land $10,352 Building $94,647 | $1,049,990 Land $103,520 Building $946,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 233 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–1987) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 1987 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 233 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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