233 Sixteenth St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 233 Sixteenth St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 920 sqft · built 1925
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Jun 2026)
Tax Bill$2,636 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.49-1-27

Property Details

APN / Parcel Number

Primary APN421500 48.49-1-27
Alternative APN
  • 150004804900010270000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area920 sqft Living Area
1st Floor Area920 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area209 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address233 SIXTEENTH ST
CitySCHENECTADY
StateNY
Zip12306-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description489 PART OF EACH 1X WOOD AND GARAGE
Legal Block1
Legal Lot Number27.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address481 3RD AVE, TROY, NY 12182-2829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2026 · Amount on Record
Deed SaleJun 17, 2026 · Amount on Record
Deed Document Number202613805
Deed Book / Page2174 / 141
Prior Transfer DateJan 27, 2021
Prior Transfer Doc0000009441
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJun 17, 2026
Property Address233 SIXTEENTH ST, SCHENECTADY, NY 12306-2422
Document Number0000013805
Book / Page2174 / 141
Instrument DateJun 12, 2026
Instrument202613805
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$82,820.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013806,
DateJun 17, 2026
Instrument202613806
Lender
NameTOTAL MORTGAGE SERVICES
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,636.00 (+10.39%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$2,388.00 (+15.92%)$73,000 (-) Land $11,000 Building $62,000$120,881 (+30.82%) Land $18,215 Building $102,666
2023$73,000 (-) Land $11,000 Building $62,000$92,405 (+3.8%) Land $13,924 Building $78,481
2022$73,000 Land $11,000 Building $62,000$89,024 Land $13,415 Building $75,609
2021$2,060.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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