233 S Lake Cir, Cairo, MO 65239 Property Records

Randolph County property record for 233 S Lake Cir, Cairo, MO 65239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2004
Lot Size	0.33 acres (14,375 sqft)
Owner	Trust Name on Record
Tax Bill	$1,696 (2024)
Deeds & Mortgages	Dec 2015 Mortgage Aug 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-4.0-17.0-0.0-000-113.000`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-17.0-0.0-000-113.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	170 ft deep x 145 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	233 S LAKE CIR
City	CAIRO
State	MO
Zip	65239-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY SLOPES ADD...HOLIDAY ACRES LAKE: LOT 12, BLOCK 2
Legal Range	14W
Legal Township	55N
Legal Section	17
Legal Subdivision	SHADY SLOPES ADD
Legal Block	2
Legal Lot Number	12
Jurisdiction	RANDOLPH MO
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1089
Census Tract	490100

Owner

Source: Randolph County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	PO BOX 280, MOBERLY, MO 65270-0280
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2015	Deed of Trust, Mortgage · Stand-Alone First Mortgage MERS
Aug 16, 2006	Deed of Trust, Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
Aug 22, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PLO CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022
Deed Sale	Aug 22, 2022
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	20223030
Deed Book / Page	938 / 96
Prior Transfer Date	Aug 19, 2022
Prior Transfer Doc	0000938/96
Record Updated	Sep 20, 2026

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	233 S LAKE CIR, CAIRO, MO 65239-2005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00845/0173
Date	Dec 28, 2015
Book Page	0845/0173
Instrument	20154012

Lender

Name	MERS
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	233 S LAKE CIR, CAIRO, MO 65239-2005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000646/249
Date	Aug 16, 2006
Book Page	646/249
Instrument	20063469

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Address	1417 N MAGNOLIA AVE, OCALA, FL 34475

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2036

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH MO
Recording Date	Aug 22, 2022
Property Address	233 S LAKE CIR, CAIRO, MO 65239-2005
Document Number	0000938/96
Book / Page	938 / 96
Instrument Date	Aug 19, 2022
Instrument	20223030
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	233 S LAKE CIR, CAIRO, MO 65239-2005

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Aug 22, 2022
Property Address	233 S LAKE CIR, CAIRO, MO 65239-2005
Document Number	0000938/84
Book / Page	938 / 84
Instrument Date	Aug 19, 2022
Instrument	20223028
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8280, MOBERLY, MO 65270

Mortgage

Document Number	0020223029
Date	Aug 22, 2022
Instrument	20223029

Lender

Name	PLO CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,330 (+12.61%) Land $1,740 Building $30,590	$170,170 (+12.6%) Land $9,160 Building $161,010
2024	$1,696.00 (+6.4%)
2023		$28,710 Land $1,520 Building $27,190	$151,130 Land $8,000 Building $143,130
2019	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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