233 S Bay Dr, Dover, DE 19901 Property Records

Kent County property record for 233 S Bay Dr, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,616 sqft · built 2013
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2017)
Tax Bill	$2,483 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`2-00-097.20-02-28.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-00-097.20-02-28.00-000`
Alternative APNs	`ED00097.200228.00/000` `51679` `60737`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	186 ft deep x 45.6 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	60737
Street Address	233 S BAY DR
City	DOVER
State	DE
Zip	19901-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	HUESMAN SUBD LOT 79 233 SOUTH BAY DRIVE
Legal Subdivision	HUESMAN SUBDIVISION
Legal Lot Number	79
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1084
Census Tract	43202

Owner

233 S Bay Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 S BAY DR, DOVER, DE 19901-7003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 10, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Prior Sale	Mar 31, 2011 · Amount on File
Deed Document Number	2017327924
Deed Book / Page	8829 / 214
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	233 S BAY DR, DOVER, DE 19901-7003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402873
Date	Dec 14, 2020
Book Page	10631/187
Instrument	2020-402873

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Oct 10, 2017
Property Address	233 S BAY DR, DOVER, DE 19901-7003
Document Number	0000327924
Book / Page	008829 / 000214
Instrument Date	Oct 5, 2017
Instrument	327924
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	233 S BAY DR DOVER DE 199017003, DOVER, DE 19901-7003

Mortgage

Document Number	327925
Date	Oct 10, 2017
Book Page	008829/000218
Instrument	327925

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 233 S Bay Dr was $2,483, up 23% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Caesar Rodney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,483.00 (+22.98%)	$502,800 Land $264,800 Building $238,000
2025	$2,019.00
2023	$789.00	$30,300 Land $4,600 Building $25,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 233 S Bay Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	76 (1980–2025)
Claims Outside the SFHA	7 of 76
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Coastal Storm, Jan 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 S Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KITTS HUMMOCK IMPROVEMENT ASSOC private · serves 305 people · EPA ID DE0000545
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	7 ppb (2013–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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