Laurens County property record for 233 Ridgewood Dr, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-00-00-093 |
| Primary APN | 339-00-00-093 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 3390000093 00576492 |
|---|---|
| Street Address | 233 RIDGEWOOD DR |
| City | WATERLOO |
| State | SC |
| Zip | 29384-5010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 & 55 RIDGEWOOD HAR PH I |
| Legal Subdivision | RIDGEWOOD HARBOR SUB PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 54,55 55 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 233 RIDGEWOOD DR, WATERLOO, SC 29384-5010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 1998 |
| Deed Sale | Oct 22, 1998 |
| Deed Document Number | 0000444324 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 233 RIDGEWOOD DR, WATERLOO, SC 29384-5010 |
| Document Number | 0026430059 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3048 GREENWOOD SC 296483048, GREENWOOD, SC 29648-3048 |
| Document Number | 0026430059 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 002643/000059 |
| Instrument | 9475 |
| Name | COUNTYBANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, SC 29648 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (+4.61%) Homeowner's exemption | $9,640 (-) Land $4,600 Building $5,040 | |
| 2024 | $1,584.00 Homeowner's exemption | $9,640 (-) Land $4,600 Building $5,040 | |
| 2023 | $9,640 Land $4,600 Building $5,040 | $241,000 (-) Land $115,000 Building $126,000 | |
| 2021 | $241,000 Land $115,000 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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