Rutherford County property record for 233 Pine Needle, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,350 sqft · built 1984 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Oct 2006) |
| Tax Bill | $111 (2022) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1105345 |
| Primary APN | 1105345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,350 sqft Heated Area |
| Gross Area | 2,700 sqft |
| Basement Area | 1,350 sqft |
| Finished Basement | 1,080 sqft |
| Unfinished Basement | 270 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 93,654 sqft (2.15 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Electric |
| Account Number | 16440 |
|---|---|
| Street Address | 233 PINE NEEDLE |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-6515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:0693006709670000; & RES OFF RD 1331 |
| Legal Subdivision | PORTION/DONALD W ARROWOOD & 06 |
| Legal Block | 1 |
| Legal Lot Number | 24A |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | MORGAN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 960201 |
233 Pine Needle is owned and occupied by an individual who bought it in October 2006.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 233 PINE NEEDLE, RUTHERFORDTON, NC 28139-6515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2006 · Amount on File |
| Deed Sale | Oct 20, 2006 · Amount on File |
| Deed Document Number | 200600006134 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 233 PINE NEEDLE, RUTHERFORDTON, NC 28139-6515 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012700014 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 1270/014 |
| Instrument | 201700008191 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 349 Months |
| Due | Apr 25, 2047 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $238,100 Land $25,200 Building $212,900 | $238,100 Land $25,200 Building $212,900 | |
| 2022 | $111.00 (-90.04%) | ||
| 2021 | $1,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 233 Pine Needle in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 233 Pine Needle is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
| Skyrunner Fixed Wireless | 25 / 10 |
4G LTE (outdoors only), no 5G reported
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