233 Old Cedar Loop, Pawleys Island, SC 29585 Property Records

Georgetown County property record for 233 Old Cedar Loop, Pawleys Island, SC 29585

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Jan 2021)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0401850094.00.00`

Property Details

APN / Parcel Number

Primary APN	`0401850094.00.00`
Alternative APNs	`04-0185-094-00-00` `16948`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,134 sqft
1st Floor Area	1,362 sqft
2nd Floor Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	220 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	16948
Street Address	233 OLD CEDAR LOOP
City	PAWLEYS ISLAND
State	SC
Zip	29585-8138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 SEC N LITCHFIELD GOLF
Legal Subdivision	LCC
Legal Lot Number	10
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	3
Census Block	3022
Census Tract	920507

Owner

233 Old Cedar Loop is owned and occupied by two individuals who bought it in January 2021.

Source: Georgetown County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit PALMETTO HERITAGE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Nov 19, 2012 · Amount on File
Deed Document Number	2021534
Deed Book / Page	3998 / 34
Prior Transfer Date	Sep 15, 2000
Prior Transfer Doc	1798/0041
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jan 13, 2021
Property Address	233 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8138
Document Number	03998/0034
Book / Page	3998 / 34
Map Reference	MB R PG 37
Instrument Date	Jan 12, 2021
Instrument	202100000534
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8138

Mortgage

Document Number	03998/0040
Date	Jan 13, 2021
Book Page	3998/40
Instrument	202100000535

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	233 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8138
Document Number	3375/0337
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	233 OLD CEDAR LOOP PAWLEYS ISLAND SC 295858138, PAWLEYS ISLAND, SC 29585-8138

Mortgage

Document Number	3375/0337
Date	Oct 29, 2018
Book Page	003375/000337
Instrument	10022

Lender

Name	PALMETTO HERITAGE BK&TR
Type	Bank
Address	PAWLEYS ISLAND, SC 29585

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 28, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 233 Old Cedar Loop was $1,770.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00	$14,697 Land $5,032 Building $9,665	$438,100 Land $150,000 Building $288,100
2023	$1,676.00 (+7.57%)	$12,780 (-) Land $2,800 Building $9,980	$319,500 (-) Land $70,000 Building $249,500
2022	$1,558.00	$12,780 Land $2,800 Building $9,980	$319,500 Land $70,000 Building $249,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 233 Old Cedar Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	5 (2010–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Old Cedar Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, HTC.

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