233 N Rowe Ln, Walcott, IA 52773 Property Records

Scott County property record for 233 N Rowe Ln, Walcott, IA 52773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,040 sqft · built 1968
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,500 (Jul 2022)
Tax Bill	$2,746 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`820635304`

Property Details

APN / Parcel Number

Primary APN	`820635304`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	Deck Area
Patio Area	12 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	233 N ROWE LN
City	WALCOTT
State	IA
Zip	52773-7783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENSEN'S LOT: 004 HENSEN'SRESUBDIVISION BLK 4
Legal Subdivision	HENSEN'S
Legal Block	4
Legal Lot Number	4
Jurisdiction	SCOTT IA
Township / Civil Division	BLUE GRASS
Census Block Group	2
Census Block	2012
Census Tract	10401

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 N ROWE LN, WALCOTT, IA 52773-7783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2015	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL STATE BANK
Jan 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Sep 14, 2017	Warranty Deed, Transfer · FHA Mortgage PERL MORTGAGE INC
Feb 6, 2006	Legal Action/Court Order, Foreclosure · Conventional Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Feb 6, 2006 · Amount on Record
Deed Document Number	202220727
Prior Transfer Date	Jul 22, 2022
Prior Transfer Doc	0000020727
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	233 N ROWE LN, WALCOTT, IA 52773-7783
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 206, WALCOTT, IA 52773-0206

Mortgage

Document Number	202100016505
Date	May 13, 2021
Instrument	202100016505

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Dec 1, 2047

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	233 N ROWE LN, WALCOTT, IA 52773-7783
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500007701
Date	Apr 6, 2015
Instrument	2015-00007701

Lender

Name	CENTRAL STATE BANK
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2045

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	233 N ROWE LN, WALCOTT, IA 52773-7783
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200002244
Date	Jan 25, 2012
Instrument	2012-00002244

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2022

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jul 27, 2022
Property Address	233 N ROWE LN, WALCOTT, IA 52773-7783
Document Number	202200020727
Instrument Date	Jul 22, 2022
Instrument	202200020727
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 N ROWE LN, WALCOTT, IA 52773-7783

Mortgage

Document Number	202200020728
Date	Jul 27, 2022
Instrument	202200020728

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

Mortgage

Document Number	202200020729
Date	Jul 27, 2022
Instrument	202200020729

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 5, 2032

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 14, 2017
Property Address	233 N ROWE LN, WALCOTT, IA 52773-7783
Document Number	201700024668
Instrument Date	Aug 9, 2017
Instrument	2017-00024668
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 N ROWE LN, WALCOTT, IA 52773-7783

Mortgage

Document Number	201700024670
Date	Sep 14, 2017
Instrument	2017-00024670

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

February 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	SCOTT IA
Recording Date	Feb 6, 2006
Property Address	233 N ROWE LN, WALCOTT, IA 52773-7783
Document Number	200600003992
Instrument Date	Feb 1, 2006
Instrument	2006-00003992
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	BLACKS TITLE, BLACKHAWK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 N ROWE LN, WALCOTT, IA 52773-7783

Mortgage

Document Number	200600003993
Date	Feb 6, 2006
Instrument	2006-00003993

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2026

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Walcott City
Unified School District	Davenport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00	$212,900 (-) Land $26,400 Building $186,500	$212,900 (-) Land $26,400 Building $186,500
2025	$2,746.00 (-4.19%) Homeowner's exemption	$212,900 (+3.25%) Land $26,400 Building $186,500	$212,900 (+3.25%) Land $26,400 Building $186,500
2024	$2,866.00 (+9.31%)
2023		$206,200 Land $26,400 Building $179,800	$206,200 Land $26,400 Building $179,800
2022	$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALCOTT WATERWORKS serves 1,551 people · EPA ID IA8285058
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Night Owl Wireless, Verizon.

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