233 N High St, Bradford, OH 45308 Property Records

Darke County property record for 233 N High St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,308 sqft · built 1900
Lot Size	0.294 acres (12,798 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Sep 2020)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A04-2-409-21-01-05-12200`

Property Details

APN / Parcel Number

Primary APN	`A04-2-409-21-01-05-12200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,308 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	508 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	Raised
Lot Area	12,798 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Area	306 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	204 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	233 N HIGH ST
City	BRADFORD
State	OH
Zip	45308-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVANS CROWELL & TAYLOR ADDN PT LOT 221 & 5' N SD LOT 222
Legal Subdivision	EVANS CROWELL & TAYLOR ADDN
Legal Lot Number	221-222
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3008
Census Tract	540100

Owner

233 N High St is owned and occupied by two individuals who bought it in September 2020.

Source: Darke County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 N HIGH ST, BRADFORD, OH 45308-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Sep 9, 2020	Survivorship Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Aug 24, 2012 · Amount on File
Deed Document Number	20205872
Deed Book / Page	541 / 3337
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	233 N HIGH ST, BRADFORD, OH 45308-1006
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 N HIGH ST, BRADFORD, OH 45308-1006

Mortgage

Document Number	00566/3766
Date	Apr 10, 2024
Book Page	566/3766
Instrument	202400001573

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2064

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	233 N HIGH ST, BRADFORD, OH 45308-1006
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 N HIGH ST, BRADFORD, OH 45308-1006

Mortgage

Document Number	00556/3283
Date	Jun 17, 2022
Book Page	556/3283
Instrument	202200003750

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	233 N HIGH ST, BRADFORD, OH 45308-1006
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	541/3354
Date	Sep 9, 2020
Book Page	541/3354
Instrument	202000005874

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DARKE OH
Recording Date	Sep 9, 2020
Property Address	233 N HIGH ST, BRADFORD, OH 45308-1006
Document Number	541/3337
Book / Page	541 / 3337
Instrument Date	Aug 28, 2020
Instrument	202000005872
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 N HIGH ST, BRADFORD, OH 45308-1006

Mortgage

Document Number	202000005873
Date	Sep 9, 2020
Instrument	202000005873

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 233 N High St was $1,440 with a homeowner's exemption.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Municipality	Bradford Village
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,440.00 Homeowner's exemption	$45,000 Land $3,350 Building $41,650	$128,590 Land $9,580 Building $119,010
2023	$1,650.00 Homeowner's exemption	$45,000 Land $3,350 Building $41,650	$128,590 Land $9,580 Building $119,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 233 N High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 N High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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