233 Moray Ct, Crete, IL 60417 Property Records

Will County property record for 233 Moray Ct, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,908 sqft · built 1973
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Apr 2021)
Tax Bill	$10,484 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-03-105-015`

Property Details

APN / Parcel Number

Primary APN	`23-15-03-105-015`
Alternative APN	`15031050150000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Building Area	2,908 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	233 MORAY CT
City	CRETE
State	IL
Zip	60417-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 IN SWISS VALLEY 2ND ADDN, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC. 3, T34N-R14E
Legal Range	14E
Legal Township	34N
Legal Section	03
Legal Subdivision	SWISS VALLEY SECOND ADDITION
Legal Lot Number	31
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3004
Census Tract	883810

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 MORAY CT, CRETE, IL 60417-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Sep 1, 2020	Loan Modification, Mortgage · VA Mortgage FREEDOM MTG
Mar 13, 2019	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	202140477
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	233 MORAY CT, CRETE, IL 60417-1127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085886
Date	Dec 2, 2019
Instrument	R2019085886

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 9, 2021
Property Address	233 MORAY CT, CRETE, IL 60417-1127
Document Number	0000040477
Instrument Date	Jan 11, 2021
Instrument	R2021040477
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 MORAY CT, CRETE, IL 60417-1127

Mortgage

Document Number	0000040478
Date	Apr 9, 2021
Instrument	R2021040478

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	233 MORAY CT, CRETE, IL 60417-1127
Document Number	0000086836
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 MORAY CT CRETE IL 604171127, CRETE, IL 60417-1127

Mortgage

Document Number	0000086836
Date	Oct 7, 2020
Instrument	86836

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Interest

Rate	3.25%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 13, 2019
Property Address	233 MORAY CT, CRETE, IL 60417-1127
Document Number	0000014044
Instrument Date	Jan 28, 2019
Instrument	R2019014044
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 MORAY CT, CRETE, IL 60417-1127

Mortgage

Document Number	0000014045
Date	Mar 13, 2019
Instrument	R2019014045

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,484.00 (+17.23%)	$112,832 (+5.5%) Land $14,657 Building $98,175	$338,496 (+5.5%) Land $43,971 Building $294,525
2024		$106,950 (+26.01%) Land $13,893 Building $93,057	$320,850 (+26.01%) Land $41,679 Building $279,171
2022	$8,943.00 Homeowner's exemption Additional exemption filed	$84,874 Land $11,026 Building $73,848	$254,622 Land $33,078 Building $221,544

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Surf Internet.

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