233 Michael St, Spencerville, OH 45887 Property Records

Allen County property record for 233 Michael St, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,861 sqft · built 1955
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Sep 1969)
Tax Bill	$927 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-1208-03-001.000`

Property Details

APN / Parcel Number

Primary APN	`44-1208-03-001.000`
Alternative APN	`E1944120803001000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,861 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,861 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	233 MICHAEL ST
City	SPENCERVILLE
State	OH
Zip	45887-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMICHAELS SUBDIVISION LOT 715 FF 80.00
Legal Subdivision	MCMICHAELS SUBDIVISION
Legal Lot Number	715
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3039
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 MICHAEL ST, SPENCERVILLE, OH 45887-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1969 · Amount on Record
Deed Sale	Sep 1, 1969 · Amount on Record
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	233 MICHAEL ST, SPENCERVILLE, OH 45887-1239
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2210001436
Date	Feb 21, 2024
Book Page	2024/1436
Instrument	202402210001436

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	4230 ELIDA RD, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Feb 6, 2036

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$927.00 (-1.8%)	$37,800 (-) Land $8,610 Building $29,190	$108,000 (-) Land $24,600 Building $83,400
2024	$944.00 (+33.52%) Homeowner's exemption	$37,800 (+32.96%) Land $8,610 Building $29,190	$108,000 (+33%) Land $24,600 Building $83,400
2023	$707.00 (-13.14%) Homeowner's exemption	$28,430 (-) Land $6,480 Building $21,950
2022	$814.00 Homeowner's exemption	$28,430 Land $6,480 Building $21,950
2021			$81,200 Land $18,500 Building $62,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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