233 Markley Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 233 Markley Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,208 sqft · built 1958
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Tax Bill$738 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9577549694

Property Details

APN / Parcel Number

Primary APN9577549694
Alternative APNs
  • 0103098
  • 103098

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,208 sqft Heated Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area98 sqft
Deck Area176 sqft
Shed1 Shed
Shed Area252 sqft
Canopy144 sqft
Utility Building576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number103098
Street Address233 MARKLEY DR
CityFLAT ROCK
StateNC
Zip28731-9555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code103098~R1
Legal DescriptionHIGHLAND LAKE 1L#194BLDG UN
Legal SubdivisionHIGHLAND LAKE
Legal Block54
Legal Lot Number9694
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2039
Census Tract931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address233 MARKLEY DR, FLAT ROCK, NC 28731-9555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Nov 19, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Apr 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address233 MARKLEY DR, FLAT ROCK, NC 28731-9555
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 MARKLEY DR, FLAT ROCK, NC 28731-9555

Mortgage

Document Number0035460351
DateAug 20, 2020
Book Page3546/351
Instrument931613
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term352 Months
DueDec 1, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address233 MARKLEY DR, FLAT ROCK, NC 28731-9555
Document Number0034180033
Instrument DateNov 19, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 MARKEY DR FLAT ROCK NC 28731, FLAT ROCK, NC 28731

Mortgage

Document Number0034180033
DateNov 22, 2019
Book Page003418/000033
Instrument915282
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 21, 2049

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address233 MARKLEY DR, FLAT ROCK, NC 28731-9555
Document Number0031850663
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 MARKLEY DR FLAT ROCK NC 287319555, FLAT ROCK, NC 28731-9555

Mortgage

Document Number0031850663
DateApr 13, 2018
Book Page003185/000663
Instrument881959
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 12, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,700 (-) Land $57,000 Building $74,700
2025$738.00
2023$131,700 Land $57,000 Building $74,700$131,700 Land $57,000 Building $74,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2024–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
AT&T
DSL
100 / 20

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