233 Main St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 233 Main St, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 4,820 sqft · built 1910
Lot Size	0.212 acres (9,230 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (May 2003)
Tax Bill	$11,115 (2026)
Deeds & Mortgages	Aug 2022 Refinance Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:054 L:096`

Property Details

APN / Parcel Number

Primary APN	`WINT M:054 L:096`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	4,820 sqft Living Area
Gross Area	7,753 sqft
Basement Area	2,289 sqft
Unfinished Basement	2,289 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,230 sqft (0.212 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	233 MAIN ST
City	WINTHROP
State	MA
Zip	02152-1962
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	96
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1016
Census Tract	180200

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 MAIN ST, WINTHROP, MA 02152-1962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU
Aug 24, 2020	Deed of Trust, Mortgage · Balloon Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Aug 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2003 · Amount on Record
Deed Sale	May 30, 2003 · Amount on Record
Prior Sale	Jun 15, 1998 · Amount on Record
Deed Book / Page	31594 / 238
Transfer Doc	36763-333
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	233 MAIN ST, WINTHROP, MA 02152-1962
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068034-136
Date	Aug 3, 2022
Book Page	68034/136
Instrument	67300

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	233 MAIN ST, WINTHROP, MA 02152-1962
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63615-257
Date	Aug 24, 2020
Book Page	63615/257
Instrument	70413

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	233 MAIN ST, WINTHROP, MA 02152-1962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63615-241
Date	Aug 24, 2020
Book Page	63615/241
Instrument	70412

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,115.00 (+12.95%)	$997,800 (+4.64%) Land $363,500 Building $634,300	$907,878
2025	$9,841.00 (+18.34%)	$953,600 (+19.48%) Land $346,200 Building $607,400
2024	$8,316.00 (-13.2%)	$798,100 (-10.87%) Land $332,700 Building $465,400
2023	$9,581.00	$895,400 Land $304,600 Building $590,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	10 of 50
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, Oct 1991 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile.

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