Cecil County property record for 233 Locust Ln, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1952 |
| Lot Size | 0.144 acres (6,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Mar 2022) |
| Tax Bill | $1,825 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-051862 |
| Primary APN | 03-051862 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,270 sqft (0.144 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 051862 |
|---|---|
| Street Address | 233 LOCUST LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 17 - .144 ACRE 233 LOCUST LANE FRIENDSHIP HEIGHTS |
| Legal Subdivision | FRIENDSHIP HEIGHTS SEC 01 |
| Legal Lot Number | 17 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30400 |
Source: Cecil County records · APN 03-051862
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 233 LOCUST LN, ELKTON, MD 21921-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Feb 11, 2021 | Special Warranty Deed, Transfer PRESIDENTIAL TITLE INC, PRESIDENTIAL TITLE LLC |
| Nov 23, 2020 | Tax Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Feb 11, 2021 · Amount on Record |
| Deed Book / Page | 5130 / 427 |
| Prior Transfer Date | Jun 25, 2007 |
| Prior Transfer Doc | 0023660428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 23, 2022 |
| Property Address | 233 LOCUST LN, ELKTON, MD 21921-5745 |
| Document Number | 0051300427 |
| Book / Page | 5130 / 427 |
| Map Reference | MB RRC 1 FO 28 |
| Instrument Date | Mar 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 233 LOCUST LN, ELKTON, MD 21921-5745 |
| Document Number | 0005130432 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 5130/432 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Feb 11, 2021 |
| Property Address | 233 LOCUST LN, ELKTON, MD 21921-5745 |
| Document Number | 0047910412 |
| Book / Page | 4791 / 412 |
| Map Reference | MB RRC 1 FO 28 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | PRESIDENTIAL TITLE INC, PRESIDENTIAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 318 HELEN DR, TOWNSEND, DE 19734-2404 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Nov 23, 2020 |
| Property Address | 233 LOCUST LN, ELKTON, MD 21921-5745 |
| Document Number | 0047320287 |
| Book / Page | 004732 / 000287 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 233 LOCUST LN ELKTON MD 219215745, ELKTON, MD 21921-5745 |
| Investor | Possibly a Property Investor |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,167 (+21.46%) | $181,400 (-) Land $58,200 Building $123,200 | |
| 2025 | $1,825.00 (+49.35%) Homeowner's exemption | $126,933 (+28.26%) | $181,400 (+81.95%) Land $58,200 Building $123,200 |
| 2023 | $1,222.00 | $98,967 | $99,700 Land $28,500 Building $71,200 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–1999) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber Intermediate Holdings.
Based on FCC filings for 417 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF ELKTON serves 15,625 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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