233 Law St, Lapeer, MI 48446 Property Records

Lapeer County property record for 233 Law St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 1874
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Apr 2000)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L20-20-200-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-20-200-040-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,865 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	1,105 sqft
Flooring	Carpet

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	180 ft deep x 45 ft wide
Garage Area	396 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	233 LAW ST
City	LAPEER
State	MI
Zip	48446-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER LAPEER VILLAGE PLAT SWLY 45 FT OF NELY 180 FT OF BLK KNOWN AS CHURCH LOT (L=1 P=73 SEC 5, T7N-R10E)
Legal Range	10E
Legal Township	07N
Legal Section	05
Legal Subdivision	CITY OF LAPEER R LAPEER VILLAG
Legal Block	KNOWN
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2031
Census Tract	337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 LAW ST, LAPEER, MI 48446-2159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2000 · Amount on Record
Deed Sale	Apr 5, 2000 · Amount on Record
Prior Sale	Dec 31, 1996 · Amount on Record
Deed Document Number	20001
Last Transfer Date	Jul 30, 2015
Transfer Doc	2779000259
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	233 LAW ST, LAPEER, MI 48446-2159
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 LAW ST, LAPEER, MI 48446-2159

Mortgage

Document Number	0035030570
Date	Feb 13, 2026
Book Page	3503/570

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	9048 HOLLY RD, GRAND BLANC, MI 48439

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 13, 2036

Interest

Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	233 LAW ST, LAPEER, MI 48446-2159
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 LAW ST, LAPEER, MI 48446-2159

Mortgage

Document Number	0032310515
Date	Aug 26, 2021
Book Page	3231/515

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	233 LAW ST, LAPEER, MI 48446-2159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030010696
Date	Dec 26, 2018
Book Page	3001/696

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,700 (+6.54%)	$221,400 (+6.54%)
2025	$1,410.00 (+14.82%) Homeowner's exemption	$103,900 (+26.71%)	$207,800 (+26.71%)
2023		$82,000	$164,000
2022	$1,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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