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233 Joy Ln, Cartwright, OK 74731 Property Records

Bryan County property record for 233 Joy Ln, Cartwright, OK 74731

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,872 sqft · built 2017
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Jun 2021)
Tax Bill$1,862 (2025)
Deeds & MortgagesAug 2023 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0000-34-07S-07E-4-010-06

Property Details

APN / Parcel Number

Primary APN0000-34-07S-07E-4-010-06
Alternative APN
  • 42649

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,872 sqft Living Area
1st Floor Area1,276 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area180 sqft
Shed1 Shed
Shed Area360 sqft
Canopy378 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number42649
Street Address233 JOY LN
CityCARTWRIGHT
StateOK
Zip74731-5315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 34-7S-7E BEG 264'E OF THE SW/C OF N2N2SESE OF SEC 34, TH E132', N165', W132', S165' TO POB
Legal Range07E
Legal Township07S
Legal Section34
JurisdictionBRYAN OK
Township / Civil DivisionCOLBERT
Census Block Group2
Census Block2017
Census Tract796600

Owner

Source: Bryan County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address233 JOY LN, CARTWRIGHT, OK 74731-5315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · FHA Mortgage
TOWN SQUARE MORTGAGE & INVESTMENTS INC
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Deed Document Number2021734527
Deed Book / Page1564 / 367
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRYAN OK
Property Address233 JOY LN, CARTWRIGHT, OK 74731-5315
Transaction TypeMortgage
Record UpdatedAug 28, 2023
Title CompanyMODERN ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001638/884
DateAug 11, 2023
Book Page1638/884
InstrumentI-2023-757081
Lender
NameTOWN SQUARE MORTGAGE & INVESTMENTS INC
TypeMortgage Company
AddressDALLAS, TX 75248
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRYAN OK
Property Address233 JOY LN, CARTWRIGHT, OK 74731-5315
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1550/365
DateFeb 2, 2021
Book Page1550/365
Instrument2021-730264
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyBryan County
Unified School DistrictColbert Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,394 (+3.29%) Land $660 Building $23,734$221,764 (+3.29%) Land $6,001 Building $215,763
2025$1,862.00 (+0.38%)$23,617 (+0.45%) Land $660 Building $22,957$214,701 (+0.45%) Land $6,001 Building $208,700
2024$1,855.00 (+80.45%)$23,512 (+83.87%) Land $660 Building $22,852$213,740 (+9.09%) Land $6,001 Building $207,739
2023$1,028.00$12,787 Land $660 Building $12,127$195,929 Land $6,001 Building $189,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 24, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRYAN COUNTY RURAL WATER DISTRICT #5
serves 8,325 people · EPA ID OK3000704
Water SourcePurchased surface water from DURANT UTILITIES AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50

May also be available: 360 Broadband, Nextlink, Verizon.

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