233 Jackson St, Henderson, KY 42420 Property Records

Henderson County property record for 233 Jackson St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,081 sqft · built 1935
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2021)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-23-4-8`

Property Details

APN / Parcel Number

Primary APN	`1-23-4-8`
Alternative APN	`48967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,081 sqft Finished Area
Basement Area	841 sqft
Finished Basement	841 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	520 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	48967
Street Address	233 JACKSON ST
City	HENDERSON
State	KY
Zip	42420-3977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2008
Census Tract	20501

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 JACKSON ST, HENDERSON, KY 42420-3977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed, Transfer · FHA Mortgage ACCEPTANCE HOME MORTGAGE LLC
Aug 1, 2018	Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY
Jul 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Aug 1, 2018	Deed, Transfer INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20218040
Deed Book / Page	652 / 329
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	RE0644/990
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jul 12, 2021
Property Address	233 JACKSON ST, HENDERSON, KY 42420-3977
Document Number	RE0652/329
Book / Page	RE 0652 / 329
Instrument Date	Jul 9, 2021
Instrument	2021008040
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1992 JANE POSEY RD, 1992, CORYDON, KY 42406-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	250 LIBERTY RD, STURGIS, KY 42459-7737

Mortgage

Document Number	2021008041
Date	Jul 12, 2021
Instrument	2021008041

Lender

Name	ACCEPTANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	233 JACKSON ST, HENDERSON, KY 42420-3977
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1267/892
Date	Aug 1, 2018
Book Page	MT 1267/892
Instrument	2018008246

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Jul 1, 2021

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Jul 23, 2020
Property Address	233 JACKSON ST, HENDERSON, KY 42420-3977
Document Number	RE0644/990
Book / Page	RE 0644 / 990
Instrument Date	Jul 20, 2020
Instrument	2020007194
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 JACKSON ST, HENDERSON, KY 42420-3977

Mortgage

Document Number	2020007195
Date	Jul 23, 2020
Instrument	2020007195

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Aug 1, 2018
Property Address	233 JACKSON ST, HENDERSON, KY 42420-3977
Document Number	RE0632/216
Book / Page	RE 0632 / 216
Instrument Date	Jun 5, 2018
Instrument	2018008244
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5325 E PAINTED DESERT RD, 5325, CORNVILLE, AZ 86325-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8277 OLD US HIGHWAY 60, SPOTTSVILLE, KY 42458-9796

Mortgage

Document Number	2018008245
Date	Aug 1, 2018
Instrument	2018008245

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (-0.8%) Homeowner's exemption	$190,000 (-)	$190,000 (-)
2023	$2,124.00 (+0.9%) Homeowner's exemption	$190,000 (+22.58%)	$190,000 (+22.58%)
2022	$2,105.00 Homeowner's exemption	$155,000	$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

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