233 Gardner Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 233 Gardner Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	3,790 sqft · built 1930
Lot Size	0.421 acres (18,339 sqft)
Owner	2 Individual Names on File
Last Sale	$1,660,000 (Nov 2021)
Tax Bill	$32,018 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-02701-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`51-02701-0000-00018`
Alternative APN	`510270100018`

Interior

Stories	2 Stories
Building Area	3,790 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,339 sqft (0.421 acres)
Lot Dimensions	183 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	233 GARDNER RD
City	RIDGEWOOD
State	NJ
Zip	07450-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.421 AC
Legal Subdivision	VILLAGE/RIDGEWOOD
Legal Block	2701
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	3
Census Block	3010
Census Tract	47300

Owner

233 Gardner Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 GARDNER RD, RIDGEWOOD, NJ 07450-4801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Aug 16, 2011 · Amount on File
Deed Document Number	2021164141
Deed Book / Page	4438 / 1504
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 3, 2021
Property Address	233 GARDNER RD, RIDGEWOOD, NJ 07450-4801
Document Number	0044381504
Book / Page	4438 / 1504
Instrument Date	Sep 27, 2021
Instrument	2021164141
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 GARDNER RD, 233, RIDGEWOOD, NJ 07450-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 GARDNER RD, RIDGEWOOD, NJ 07450-4801

Mortgage

Document Number	2021164142
Date	Nov 3, 2021
Instrument	2021164142

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 233 Gardner Rd was $32,018, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,107,900 (-) Land $461,900 Building $646,000	$1,107,900 (-) Land $461,900 Building $646,000
2025	$32,018.00 (+0.73%)	$1,107,900 Land $461,900 Building $646,000	$1,107,900 Land $461,900 Building $646,000
2024	$31,785.00
2023		$1,105,100 Land $461,900 Building $643,200	$1,105,100 Land $461,900 Building $643,200
2022	$30,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Gardner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20