233 Frank Ct, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 233 Frank Ct, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,268 sqft · built 1973
Lot Size	0.246 acres (10,694 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Nov 2021)
Tax Bill	$7,736 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`092-573-025`

Property Details

APN / Parcel Number

Primary APN	`092-573-025`
Alternative APNs	`092130071` `092573022`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,268 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	10,694 sqft (0.246 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	092573022
Street Address	233 FRANK CT
City	NIPOMO
State	CA
Zip	93444-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PM 82/50-52 PAR 3
Legal Subdivision	TRACT 1015
Legal Tract	1015
Legal Block	4
Legal Lot Number	E
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	4
Census Block	4015
Census Tract	12404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 FRANK CT, NIPOMO, CA 93444-8956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF SANTA MARIA
Sep 18, 2020	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF SANTA MARIA
Apr 2, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF SANTA MARIA
Jan 11, 2018	Grant Deed, Transfer · Line of Credit BANK OF THE SIERRA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	202174577
Prior Transfer Date	Oct 8, 2014
Prior Transfer Doc	0000042608
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 5, 2021
Property Address	233 FRANK CT, NIPOMO, CA 93444-8956
Document Number	0000074577
Map Reference	MB 82 PG 50-52
Instrument Date	Oct 26, 2021
Instrument	2021074577
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	233 FRANK CT, NIPOMO, CA 93444-8956

Mortgage

Document Number	0000074578
Date	Nov 5, 2021
Instrument	2021074578

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 5, 2021
Property Address	233 FRANK CT, NIPOMO, CA 93444-8956
Document Number	0000074576
Map Reference	MB 82 PG 50-52
Instrument Date	Oct 26, 2021
Instrument	2021074576
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 FRANK CT, NIPOMO, CA 93444-8956

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	233 FRANK CT, NIPOMO, CA 93444-8956
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S FRONTAGE RD 102, 102, NIPOMO, CA 93444-5626

Mortgage

Document Number	0000051102
Date	Sep 18, 2020
Instrument	2020051102

Lender

Name	COMMUNITY BANK OF SANTA MARIA
Type	Bank
Address	SANTA MARIA, CA 93456

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	233 FRANK CT, NIPOMO, CA 93444-8956
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S FRONTAGE RD 102, 102, NIPOMO, CA 93444-5626

Mortgage

Document Number	0000051104
Date	Sep 18, 2020
Instrument	2020051104

Lender

Name	COMMUNITY BANK OF SANTA MARIA
Type	Bank
Address	SANTA MARIA, CA 93456

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	233 FRANK CT, NIPOMO, CA 93444-8956
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S FRONTAGE RD 102, 102, NIPOMO, CA 93444-5626

Mortgage

Document Number	0000024819
Date	Apr 2, 2021
Instrument	2021024819

Lender

Name	COMMUNITY BANK OF SANTA MARIA
Type	Bank
Address	SANTA MARIA, CA 93456

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 11, 2018
Property Address	233 FRANK CT, NIPOMO, CA 93444-8956
Document Number	0000001049
Instrument Date	Nov 22, 2017
Instrument	1049
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	720 S FRONTAGE RD #102 NIPOMO CA 934445626, 102, NIPOMO, CA 93444-5626

Mortgage

Document Number	1050
Date	Jan 11, 2018
Instrument	1050

Lender

Name	BANK OF THE SIERRA
Type	Bank
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,464 (+2%) Land $243,546 Building $497,918
2025	$7,736.00 (+4.67%)	$726,926 (+4.04%) Land $238,771 Building $488,155
2023	$7,391.00 (+1.54%)	$698,700 Land $229,500 Building $469,200
2022	$7,279.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, T-Mobile.

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