Penobscot County and Bangor City property record for 233 Elm St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,268 sqft · built 1840 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (May 2022) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:046 L:156-B |
| Primary APN | BANG M:046 L:156-B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,268 sqft Living Area |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 3309 |
|---|---|
| Street Address | 233 ELM ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 156-B |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 300 |
233 Elm St is owned and occupied by two individuals who bought it in May 2022.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 233 ELM ST, BANGOR, ME 04401-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2022 | Quit Claim Deed, Transfer · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION |
| Feb 4, 2020 | Warranty Deed, Transfer CUSO HM LNDG |
| Dec 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Feb 4, 2020 · Amount on File |
| Deed Document Number | 202211938 |
| Deed Book / Page | 16469 / 119 |
| Prior Transfer Date | Apr 30, 2022 |
| Prior Transfer Doc | 0164690119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | May 5, 2022 |
| Property Address | 233 ELM ST, BANGOR, ME 04401-4005 |
| Document Number | 0164690119 |
| Book / Page | 16469 / 119 |
| Instrument Date | Apr 30, 2022 |
| Instrument | 11938 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 233 ELM ST, BANGOR, ME 04401-4005 |
| Document Number | 0000011939 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 11939 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Feb 4, 2020 |
| Property Address | 233 ELM ST, BANGOR, ME 04401-4005 |
| Document Number | 0154300295 |
| Book / Page | 015430 / 000295 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 3182 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 CATELL ST #2 BANGOR ME 044016802, 2, BANGOR, ME 04401-6802 |
| Document Number | 154300297 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 015430/000297 |
| Instrument | 3183 |
| Name | CUSO HM LNDG |
|---|---|
| Address | HAMPDEN, ME 04444 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Dec 27, 2019 |
| Property Address | 233 ELM ST, BANGOR, ME 04401-4005 |
| Document Number | 0153970345 |
| Book / Page | 015397 / 000345 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 40111 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 233 ELM ST BANGOR ME 044014005, BANGOR, ME 04401-4005 |
The 2025 property tax bill for 233 Elm St was $2,924, up 2.3% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,924.00 (+2.35%) | $165,200 (+7.27%) Land $26,100 Building $139,100 | |
| 2024 | $2,857.00 (+23.89%) | $154,000 (+27.91%) Land $24,900 Building $129,100 | $155,040 |
| 2023 | $2,306.00 (+6.32%) | $120,400 (+13.26%) Land $24,000 Building $96,400 | |
| 2022 | $2,169.00 | $106,300 Land $24,000 Building $82,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 233 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 233 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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