233 E Tuso Ranch Rd, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 233 E Tuso Ranch Rd, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,604 sqft · built 2021
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,070,000 (Jan 2024)
Tax Bill	$17,666 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262-460-220-000`

Property Details

APN / Parcel Number

Primary APN	`262-460-220-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Area	671 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	233 E TUSO RANCH RD
City	TRACY
State	CA
Zip	95391-8285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 MOUNTAIN HOUSE NEIGHBORHOOD B TRACT 361
Legal Subdivision	MOUNTAIN HOUSE NBRHD B
Legal Tract	361
Legal Block	3
Legal Lot Number	22
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 E TUSO RANCH AND 235 EAST RD, MOUNTAIN HOUSE, CA 95391
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Jul 1, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	20243825
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 16, 2024
Property Address	233 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8285
Document Number	0000003825
Map Reference	MB 43 PG 124
Instrument Date	Jan 9, 2024
Instrument	2024-003825
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	233 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8285

Mortgage

Document Number	0000003826
Date	Jan 16, 2024
Instrument	2024-003826

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Feb 1, 2034
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	11.6%
Margin	3
Max Rate	11.6%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 1, 2021
Property Address	233 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8285
Document Number	0000112136
Map Reference	MB 43 PG 124
Instrument Date	Jun 11, 2021
Instrument	2021-112136
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	233 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8285

Mortgage

Document Number	0000112137
Date	Jul 1, 2021
Instrument	2021-112137

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,666.00 (+9.95%)
2025	$16,068.00 (+27.14%)	$1,091,400 (+37.99%) Land $326,400 Building $765,000
2023	$12,638.00 (+2.05%)	$790,916 Land $204,000 Building $586,916	$946,260
2022	$12,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on E Tuso Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures