233 E Palmer Dr, New Bern, NC 28560 Property Records

Craven County property record for 233 E Palmer Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,766 sqft · built 1973
Lot Size	1.08 acres (47,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Jun 2017)
Tax Bill	$1,590 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-213-125`

Property Details

APN / Parcel Number

Primary APN	`6-213-125`
Alternative APN	`115833`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,766 sqft Living Area
1st Floor Area	2,766 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,393 sqft (1.08 acres)
Garage Type	Attached

Exterior Amenities

Patio Area	144 sqft
Storage Building	280 sqft
Boat Access	Boat Access
Boat House	113 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	115833
Street Address	233 E PALMER DR
City	NEW BERN
State	NC
Zip	28560-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA FRM 107-108
Legal Subdivision	MARK & ADRIANNE CIANCIOLO SURV
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2003
Census Tract	961101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 E PALMER DR, NEW BERN, NC 28560-9434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Apr 22, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	Feb 22, 2008 · Amount on Record
Deed Book / Page	3503 / 1705
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	233 E PALMER DR, NEW BERN, NC 28560-9434
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003580/551
Date	Aug 9, 2019
Book Page	3580/551
Instrument	10041678

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	233 E PALMER DR, NEW BERN, NC 28560-9434
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03609/1950
Date	Apr 22, 2020
Book Page	3609/1950
Instrument	10053490

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	233 E PALMER DR, NEW BERN, NC 28560-9434
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03705/1922
Date	Dec 28, 2021
Book Page	3705/1922
Instrument	10089182

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 8, 2017
Property Address	233 E PALMER DR, NEW BERN, NC 28560-9434
Document Number	03503/1705
Book / Page	3503 / 1705
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 STARBOARD REACH, 317, LEXINGTON, NC 27292-6665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 E PALMER DR, NEW BERN, NC 28560-9434

Mortgage

Document Number	03503/1708
Date	Jun 8, 2017
Book Page	3503/1708

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,590.00 (+0.25%)	$314,570 (-) Land $82,500 Building $232,070	$314,570 (-) Land $82,500 Building $232,070
2025	$1,586.00 (+0.76%)	$314,570 (+0.27%) Land $82,500 Building $232,070	$314,570 (+0.27%) Land $82,500 Building $232,070
2023	$1,574.00 (-6.2%)	$313,710 (+17.29%) Land $82,500 Building $231,210	$313,710 (+17.29%) Land $82,500 Building $231,210
2022	$1,678.00	$267,460 Land $96,250 Building $171,210
2018			$267,460 Land $96,250 Building $171,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	9 (1996–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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